Update on COVID-19:  Taking care of our members and team members is our top priority. As a result, most 1st Financial locations are operating as drive-thru only.  Learn more about how we’re here to help.

Visa Premier Rate

A Low Rate To Give You More Buying Power

The 1st Financial Premier Rate Visa Credit Card is designed for those who want the freedom to use their card without the fear of paying high interest or fees every single month.  Keep more of your money.  You deserve it.

The Good Stuff:
  • Rates as low as 7.99% APR*
  • No balance transfer fee
  • No annual fees
  • $0 fraud liability guarantee from Visa
  • Generous credit line
  • EMV chip for enhanced security
  • Works with Apple Pay seamlessly

Apply Now

Additional Features & Benefits

Visa Credit Card FAQs

View our 1st Financial Visa Credit Card Application and Solicitation Disclosure (PDF)

*APR = Annual Percentage Rate. APR will be a variable rate ranging from 7.99%-18.00% based on the Prime Rate and your creditworthiness at the time your account was established.

The 1st Financial Federal Credit Union Premier Rate Visa Credit Card gives you the flexibility of using a credit card without the fees or the high rates.  Now you can pay down debt or pick up the tab without worry.

1. Rates

Rates Effective 4/01/20. Rates subject to change. *APR = Annual Percentage Rate
See here for full terms and conditions.
Loans Term Variable Rate.  As Low As APR*
Visa Signature Rewards See full terms and conditions linked below 9.99%
Visa Premier Rate See full terms and conditions linked below 7.99%
Visa Blue Secure See full terms and conditions linked below 15.99%
Visa Blue Forward See full terms and conditions linked below 15.99%

2. Calculate

What do those rates mean for you? Find out here.

Calculators »

3. Apply

The sooner you do, the sooner ‘One Day’ becomes Day 1.

Apply Now »

Questions?

Get friendly financial advice from the first ‘Hello!’

Contact Us »

You may also want to consider:

You Are Leaving 1st Financial Federal Credit Union.

The web site you have selected is an external site not operated by 1st Financial Federal Credit Union. This link is provided for convenience and informational purposes only. 1st Financial Federal Credit Union has no responsibility for the content of this web site and does not attest to the accuracy or propriety of any information located there.

×