1 Receive a $100 Visa Gift Card when you open a 1st Financial Visa Credit Card and transfer a balance from another card within the first 30 days. There is no annual or balance transfer fee. 2 Rewards earned on the Signature Rewards Visa card are not earned on balance transfers. Purchase rewards may be redeemed at CURewards.com. Every 2500 points may be converted for $25 cash back to the credit card account or the rewards may be redeemed at CURewards.com. Earn 15,000 points for the first $1500 spent within 90 days of the Signature Rewards card being issued. 3 APR = Annual Percentage Rate. 2.99% intro APR on the PremierRate and Signature Rewards Visa cards for 15 months for balance transfers only (Credit Card Holder will receive a 45 day notice of the rate changing prior to the end of 15 months). After 15 months, APR will be a variable rate based on the Prime Rate and your creditworthiness at the time your account was established. Your APR will be as low as 8.49% – 16.49%, maximum rate is currently 17.99% APR. For more details, please visit www.1stFinancialFCU.org for rates and fee tables, as well as Additional Disclosures. Offer ends 03/31/17, you will receive your balance transfer bonus after promotion ends (03/31/17).