Savings Rates

Savings Accounts

*APR = Annual Percentage Rate
**APY = Annual Percentage Yield
† 5.01%APY earned on the first $250. Balances over $250 will earn a rate of 0.05%APY
♦ Balances between $0 – $25,000 will earn a 1.00% APY, if qualifications are met. Balances greater than $25,000 will receive the primary savings account APY of 0.05%.
◊ 5.01%APY earned on the first $250. Balances over $250 will earn a rate of 0.10%APY
Effective 9/5/17. Rates subject to change.
Type APR* APY**
Primary Savings 0.04% 0.05%
Secondary Savings 0.04% 0.05%
RollUp Savings 4.89%◊ 5.01%◊
High Yield Online Savings 1.00% 1.00%
Vacation Club 0.04% 0.05%
CUbby Kids Club 4.89%† 5.01%†
StepOne Youth Account 0.04% 0.05%
Financial Partners 0.04% 0.05%

 

Checking Accounts

Rates Effective 10/1/16
Rates Subject To Change.
*APR = Annual Percentage Rate
**APY = Annual Percentage Yield
***Click here to see details and qualifiers. Rates subject to change.
Paid Monthly APR* APY**
TailorMade Checking (balance $0 – $19,999) 0.15%*** 0.15%***
TailorMade Checking (balance $20,000 +) 0.60%*** 0.60%***
StepOne Youth Account 0.04% 0.05%
Opportunity Checking

Money Market Accounts

Rates Effective 08/20/2013
Rates Subject To Change.
*APR = Annual Percentage Rate
**APY = Annual Percentage Yield
Paid Monthly APR* APY**
Paid Monthly: $2,500 0.05% 0.05%
Paid Monthly: $5,000 0.05% 0.05%
Paid Monthly: $10,000 0.05% 0.05%
Paid Monthly: $25,000 0.05% 0.05%
Paid Monthly: $50,000 0.10% 0.10%
Paid Monthly: $100,000 0.15% 0.15%

Certificates

Rates Effective 10/3/17. Rates Subject To Change. Early withdraw penalties may apply.
*APR = Annual Percentage Rate
**APY = Annual Percentage Yield
***19 and 25 Month Special Offer CD requires 50% of funds as new funds not currently on deposit at 1st Financial. 8, 27 and 44 Month Special Offer CD requires 100% of funds as new funds not currently on deposit at 1st Financial.
Paid Monthly APR* APY**
3 Months ($1,000 Min) 0.10% 0.10%
6 Months ($1,000 Min) 0.15% 0.15%
>8 Months ($1,000 Min) ***SPECIAL OFFER CD 1.24% 1.25%
12 Months ($1,000 Min) 0.25% 0.25%
18 Months ($1,000 Min) 0.44% 0.45%
19 Months ($1,000 Min) ***SPECIAL OFFER CD 0.61% 0.62%
24 Months ($1,000 Min) 0.50% 0.51%
25 Months ($1,000 Min) ***SPECIAL OFFER CD 0.99% 1.00%
27 Months ($1,000 Min) ***SPECIAL OFFER CD 1.49% 1.50%
36 Months ($1,000 Min) 0.54% 0.55%
44 Months ($50,000 Min) ***SPECIAL OFFER CD 2.22% 2.25%
48 Months ($1,000 Min) 0.64% 0.65%
60 Months ($1,000 Min) 0.74% 0.75%

 

IRA Certificates

Rates Effective 10/3/17. Rates Subject To Change. Early withdraw penalties may apply.
*APR = Annual Percentage Rate
**APY = Annual Percentage Yield
***19 and 25 Month Special Offer CD requires 50% of funds as new funds not currently on deposit at 1st Financial. 8, 27 and 44 Month Special Offer CD requires 100% of funds as new funds not currently on deposit at 1st Financial.
Paid Monthly APR* APY**
3 Month ($1,000 Min) 0.10% 0.10%
6 Month ($1,000 Min) 0.15% 0.15%
8 Months ($1,000 Min) ***SPECIAL OFFER IRA 1.24% 1.25%
12 Month ($1,000 Min) 0.25% 0.25%
18 Months ($1,000 Min) 0.44% 0.45%
19 Months ($1,000 Min) ***SPECIAL OFFER IRA 0.61% 0.62%
24 Months ($1,000 Min) 0.50% 0.51%
25 Months ($1,000 Min) ***SPECIAL OFFER IRA 0.99% 1.00%
27 Months ($1,000 Min) ***SPECIAL OFFER IRA 1.49% 1.50%
36 Months ($1,000 Min) 0.54% 0.55%
44 Months ($50,000 Min) ***SPECIAL OFFER IRA 2.22% 2.25%
48 Months ($1,000 Min) 0.64% 0.65%
60 Months ($1,000 Min) 0.74% 0.75%

 

 

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