Savings Rates

Savings Accounts

Rates Effective 11/18/19.  Rates Subject To Change. *APR = Annual Percentage Rate.  **APY = Annual Percentage Yield.
5.01% APY earned on the first $250. Balances over $250 will earn a rate of 0.05% APY.
 5.01% APY earned on the first $250. Balances over $250 will earn a rate of 0.10% APY
Balances between $0 – $25,000 will earn a 1.50% APY, if qualifications are met. Balances greater than $25,000 will receive the primary savings account APY of 0.05%.
1st Financial makes the HSA account as a custodian only. Click here to see the HSA disclosure for eligibility, additional requirements, and tax implications.
Type APR* APY**
Primary Savings 0.05% 0.05%
Secondary Savings 0.05% 0.05%
Financial Partners 0.05% 0.05%
StepOne Youth Account 0.05% 0.05%
You must maintain an average daily balance at least equal to $100 during each dividend period to obtain the disclosed APY on the accounts listed above.
CUbby Kids Club 4.89% 5.01%
RollUp Savings 4.89% 5.01%
High Yield Online Savings 1.49% 1.50%
Health Savings Account (HSA) 0.10% 0.10%

 

Checking Accounts

Rates Effective 10/3/17.  Rates Subject To Change.  *APR = Annual Percentage Rate. **APY = Annual Percentage Yield
***Click here to see details and qualifiers.
Paid Monthly APR* APY**
TailorMade Checking (balance $0 – $19,999) 0.15%*** 0.15%***
TailorMade Checking (balance $20,000+) 0.60%*** 0.60%***
StepOne Youth Account
Opportunity Checking

Money Market Accounts

Rates Effective 10/3/17. Rates Subject To Change. *APR = Annual Percentage Rate. **APY = Annual Percentage Yield.
You must maintain at least $2,500 in your account each day to obtain the disclosed APY and to avoid a fee.
Paid Monthly APR* APY**
Paid Monthly: $2,500 0.05% 0.05%
Paid Monthly: $5,000 0.05% 0.05%
Paid Monthly: $10,000 0.05% 0.05%
Paid Monthly: $25,000 0.05% 0.05%
Paid Monthly: $50,000 0.10% 0.10%
Paid Monthly: $100,000 0.15% 0.15%

Certificates

*APR = Annual Percentage Rate.  **APY = Annual Percentage Yield. Rates effective 11/15/19. Rates subject to change. Early withdraw penalties may apply. All CD’s require a minimum deposit of $1,000.
Paid Monthly APR* APY**
3 Month 0.34% 0.35%
6 Month 0.64% 0.65%
12 Month 0.79% 0.80%
18 Month 0.89% 0.90%
24 Month 1.09% 1.10%
36 Month 1.24% 1.25%
48 Month 1.44% 1.45%
60 Month 1.73% 1.75%

IRA Certificates

 *APR = Annual Percentage Rate. **APY = Annual Percentage Yield.  Rates Effective 11/15/19. Rates subject to change. Early withdraw penalties may apply. All IRAs require a minimum deposit of $1,000.
Paid Monthly APR* APY**
3 Month 0.34% 0.35%
6 Month 0.64% 0.65%
12 Month 0.79% 0.80%
18 Month 0.89% 0.90%
24 Month 1.09% 1.10%
36 Month 1.24% 1.25%
48 Month 1.44% 1.45%
60 Month 1.73% 1.75%

 

You Are Leaving 1st Financial Federal Credit Union.

The web site you have selected is an external site not operated by 1st Financial Federal Credit Union. This link is provided for convenience and informational purposes only. 1st Financial Federal Credit Union has no responsibility for the content of this web site and does not attest to the accuracy or propriety of any information located there.

×