Savings Rates

Savings Accounts

Rates Effective 9/4/18.  Rates Subject To Change. *APR = Annual Percentage Rate.  **APY = Annual Percentage Yield.
5.01% APY earned on the first $250. Balances over $250 will earn a rate of 0.05% APY.
 5.01% APY earned on the first $250. Balances over $250 will earn a rate of 0.10% APY
 Balances between $0 – $25,000 will earn a 1.40% APY, if qualifications are met. Balances greater than $25,000 will receive the primary savings account APY of 0.05%.
Type APR* APY**
Primary Savings 0.05% 0.05%
Secondary Savings 0.05% 0.05%
Financial Partners 0.05% 0.05%
StepOne Youth Account 0.05% 0.05%
You must maintain an average daily balance at least equal to $100 during each dividend period to obtain the disclosed APY on the accounts listed above.
CUbby Kids Club 4.89% 5.01%
RollUp Savings 4.89% 5.01%
High Yield Online Savings 1.39% 1.40%

 

Checking Accounts

Rates Effective 10/3/17.  Rates Subject To Change.  *APR = Annual Percentage Rate. **APY = Annual Percentage Yield
***Click here to see details and qualifiers.
Paid Monthly APR* APY**
TailorMade Checking (balance $0 – $19,999) 0.15%*** 0.15%***
TailorMade Checking (balance $20,000+) 0.60%*** 0.60%***
StepOne Youth Account
Opportunity Checking

Money Market Accounts

Rates Effective 10/3/17. Rates Subject To Change. *APR = Annual Percentage Rate. **APY = Annual Percentage Yield.
You must maintain at least $2,500 in your account each day to obtain the disclosed APY and to avoid a fee.
Paid Monthly APR* APY**
Paid Monthly: $2,500 0.05% 0.05%
Paid Monthly: $5,000 0.05% 0.05%
Paid Monthly: $10,000 0.05% 0.05%
Paid Monthly: $25,000 0.05% 0.05%
Paid Monthly: $50,000 0.10% 0.10%
Paid Monthly: $100,000 0.15% 0.15%

Certificates

Rates Effective 10/9/18. Rates Subject To Change. Early withdraw penalties may apply. *APR = Annual Percentage Rate.  **APY = Annual Percentage Yield
***19 Month and 25 Month Special Offer CD requires 50% of funds as new funds not currently on deposit at 1st Financial. 8 Month, 27 Month and 44 Month Special Offer CD requires 100% of funds as new funds not currently on deposit at 1st Financial.
Paid Monthly APR* APY**
3 Month ($1,000 Min) 0.34% 0.35%
6 Month ($1,000 Min) 0.64% 0.65%
8 Month ($1,000 Min) ***SPECIAL OFFER CD 1.98% 2.00%
12 Month ($1,000 Min) 0.99% 1.00%
18 Month ($1,000 Min) 1.09% 1.10%
19 Month ($1,000 Min) ***SPECIAL OFFER CD 2.22% 2.25%
24 Month ($1,000 Min) 1.48% 1.50%
25 Month ($1,000 Min) ***SPECIAL OFFER CD 2.07% 2.10%
27 Month ($1,000 Min) ***SPECIAL OFFER CD 2.95% 3.00%
36 Month ($1,000 Min) 1.24% 1.25%
44 Month ($50,000 Min) ***SPECIAL OFFER CD 2.81% 2.85%
48 Month ($1,000 Min) 1.53% 1.55%
60 Month ($1,000 Min) 1.83% 1.85%

 

IRA Certificates

Rates Effective 10/9/18. Rates Subject To Change. Early withdraw penalties may apply.  *APR = Annual Percentage Rate. **APY = Annual Percentage Yield.
***19 and 25 Month Special Offer CD requires 50% of funds as new funds not currently on deposit at 1st Financial. 8, 27 and 44 Month Special Offer CD requires 100% of funds as new funds not currently on deposit at 1st Financial.
Paid Monthly APR* APY**
3 Month ($1,000 Min) 0.34% 0.35%
6 Month ($1,000 Min) 0.64% 0.65%
8 Month ($1,000 Min) ***SPECIAL OFFER IRA 1.98% 2.00%
12 Month ($1,000 Min) 0.99% 1.00%
18 Month ($1,000 Min) 1.09% 1.10%
19 Month ($1,000 Min) ***SPECIAL OFFER IRA 2.22% 2.25%
24 Month ($1,000 Min) 1.48% 1.50%
25 Month ($1,000 Min) ***SPECIAL OFFER IRA 2.07% 2.10%
27 Month ($1,000 Min) ***SPECIAL OFFER IRA 2.95% 3.00%
36 Month ($1,000 Min) 1.24% 1.25%
44 Month ($50,000 Min) ***SPECIAL OFFER IRA 2.81% 2.85%
48 Month ($1,000 Min) 1.53% 1.55%
60 Month ($1,000 Min) 1.83% 1.85%

 

 

You Are Leaving 1st Financial Federal Credit Union.

The web site you have selected is an external site not operated by 1st Financial Federal Credit Union. This link is provided for convenience and informational purposes only. 1st Financial Federal Credit Union has no responsibility for the content of this web site and does not attest to the accuracy or propriety of any information located there.

×