Certificates of Deposit

Now is a great time to enjoy high-yield savings with low risk. Your CD savings are federally insured to $250,000 by the National Credit Union Administration (NCUA).

Our CD basics:

  • Flexible terms from 3 months to 5 years.
  • Earn a fixed interest rate.
  • Free online account access with online and mobile banking.
  • Every quarter, interest compounds and is credited to your account.
  • Automatically renews at maturity. You have ten (10) calendar days -starting on the maturity date- to withdraw the funds without a penalty.
  • A penalty is imposed for early withdrawal.
  • A minimum deposit of $1,000 for many CD terms.

If you have questions, simply stop by one our conveniently located branches, chat with us online, call (636) 916-8300, or submit our online contact form.

Get Started

Looking for something without minimum balances or term limits?  Earn 1.40% APY with a High Yield Online Savings account.


Compare Rates  |  Get more for your money

We offer rates that are consistently competitive. See how our rates compare on our 27-month CD.

Cd ratechart comparison

APY = Annual Percentage Yield. Rates compared for Certificates of Deposit at terms between 24 and 30 months and as published on 10/16/18.

Why 1st Financial Federal Credit Union?

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