Primary Savings Account

The day you start saving is the day you start building financial security.

We’re here to help. We’ll pass our profits directly to you in the form of dividends. Why? Our members are our owners. That’s the credit union difference.

Your Primary Savings account includes:

  • Safety and Security – Up to $250,000 of your funds are insured by the National Credit Union Administration (NCUA), a U.S. Government Agency.
  • ATM Access Nationwide – By joining the CO-OP network, you have access to over 30,000 ATMs across the country.
  • Free Online and Mobile Banking – Check your balance, transfer funds, and manage your account from any digital device.
  • Telephone Teller – Manage transactions 24 hours a day from your touch-tone phone.

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Under Federal Regulation, transfers from a Share Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month.

“1st Financial made it really easy to set up a savings account for my kids and make that important step for the financial future of the next generation.” Marshall J., St. Charles, MO

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