The Better Way to Bank®

Personal Banking

Certificates of Deposit

1st Financial CDs are one of the most popular high-yield investments. Your CD savings are federally insured to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency. In addition, your IRA funds are separately insured to $250,000 by the NCUA.

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Features Include

  • Safety of NCUA insurance
  • Flexible terms from 3 months to 5 years
  • Earn a fixed rate over a pre-selected term
  • Free online account access with netbr@nch, our Internet banking product
  • Interest compounds quarterly and is credited to the account quarterly.
  • Automatic renewals at maturity. You have a grace period of ten (10) calendar days including the maturity date to withdraw the funds without being assessed a penalty.
  • A penalty is imposed for early withdrawal.
  • A Minimum deposit of $1,000 for all CD terms.

For additional information, contact your credit union representative today!


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