The Better Way to Bank®

Personal Banking

Home Equity Loans

If you have big plans but not enough cash to make it happen, let us help! With a 1st Financial Home Equity loan and a fixed interest rate as low as 3.99% APR* you have the opportunity to purchase the larger car your family has needed or the updated kitchen you've been dreaming about.

There are several reasons why a Home Equity Loan from 1st Financial may be the best option for you:

  • Fixed rates as low as 3.99% APR*
  • The interest may be up to 100% tax deductible
  • Flexible terms to best fit your needs and budget
  • Up to 80% of the appraised value can be borrowed
  • No closing costs for a limited time!

For example borrow up to $20,000 at 3.99% APR* for 84 months and your monthly payment is only $274.00. Best of all, you have the peace of mind in knowing your monthly payment is fixed. So go ahead and start designing your dreams today!

For more information on how you can make some of your dreams a reality, call (636) 916-8300 or apply online at

Click here to apply

*The Annual Percentage Rate (APR) is based upon credit worthiness and available home equity. 3.99%APR fixed rate home equity loan available for terms up to 8 years and a maximum loan amount of $20,000 and a minimum of $10,000. Additional rates and terms available. Maximum loan-to-value (LTV) is 80%. Valid for owner-occupied dwellings in Missouri and Illinois. Consult a tax advisor for tax deductibility. Not sure if you have equity in your home, contact a Personal Banker for more information. Special offer valid through September 30, 2012.

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