Your Dream Home Made Possible with 1st Financial

A home is a large investment — with lots of moving parts. From real estate agents to mortgage rates, a mortgage from 1st Financial can help you buy the home you love today.

From fixed or variable rates to 15 or 30-year terms we’ve got you covered. Our Loan Officers will work with you to find out which loan is the best fit for you. We’re here to partner with you through this important step in your life.

Check out the resources below to Turn “One Day” into Day 1 and get started today.

Click Here to access your current 1st Financial mortgage account.

The Tools You Need to Get Started

Get ready to go from homebuyer to homeowner with the help of our tools.

First Time Home Buyers

Now is a great time to buy a house. To start your hunt on the right foot, meet with one of our loan officers. You’ll know how much house you can afford and what price range to shop in. We’ll explain your home loan options and help you decide which is better for you. We also can pre-qualify you for a mortgage, an important step in getting the home of your dreams.

Start Now

Refinance and Save

You made it through the hardest part: buying a home. Now, you’re ready to refinance your mortgage. If interest rates have changed since you bought your home, refinancing could bring big benefits. Say you have 26 years left on a 30-year fixed-rate mortgage at 6.5% and you refinance to a 15-year fixed-rate loan at 4%. Your monthly payment may only drop about $40 per month, but over the loan term, you’ll be ahead more than $175,000.

Insurance Verification

Need to verify insurance coverage for a current home or auto loan?

Learn More about Insurance Verification

View Our NMLS List

What’s an NMLS list? Find out more.

View our full Truth In Lending disclosure
For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, race and sex) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws

Get in Touch With Us

Our Loan Officers can answer all of your questions and walk you through your mortgage options. Please contact us online or call us at 636-916-8300 or click on the link below.

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