Why 1st Financial? | Your Dream Home. Our Help.

Click here to access your current 1st Financial Mortgage LoanA home is a large investment — with lots of moving parts and you’re counting on us to help you reach an exciting milestone. That’s why we’ll do everything we can to make you feel comfortable and confident along the way.

From fixed or variable rates to 15 or 30-year terms we’ve got you covered. Our local Loan Officers will work with you to find out which loan is the best fit for you. We’re here to partner with you through this important step in your life.

Click Here to access your current 1st Financial mortgage account.

  • First Time Home Buyers

    Now is a great time to buy a house. To start your hunt on the right foot, find out how much qualify for so that you’ll know how much house you can afford and what price range to shop in. Getting pre-qualified for a mortgage is an important step in getting the home of your dreams.

    Apply Now

  • Refinance and Save

    You made it through the hardest part: buying a home. Now, you’re ready to refinance your mortgage. If interest rates have changed since you bought your home, refinancing could bring big benefits.

    Apply Now

  • Contact Us

    We can answer all of your questions and walk you through your mortgage options. Contact us online or call us at 636-916-8300.

The Tools You Need to Get Started

Get ready to go from homebuyer to homeowner with the help of our tools.

Insurance Verification

Need to verify insurance coverage for a current home or auto loan?

Learn More about Insurance Verification

View Our NMLS List

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires credit union mortgage loan originators (MLO) and their employing institutions to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each MLO is provided a unique identifier from the NMLS. View Our NMLS List of the MLO’s employed by 1st Financial Federal Credit Union Credit Union (NMLS ID # 408163).  For more information about the registry, please visit the NMLS.

For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, race, and sex) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws

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