Loan Rates

Before making that big purchase contact us for the best rates.

Consumer Loans

Rates Effective 5/1/2017. Rates subject to change.
*APR = Annual Percentage Rate
Sign up for automatic payments and receive a .25% discount.
Loans Term As Low As APR*
Signature Loans ($20,000 max) Up to 60 Months 9.24%
Line of Credit ($20,000 max) 12.24%
Credit Builder ($1,000 max) 12 months 12.00%
Share Secured Up to 24 Months 6.00%
CD Secured Up to 24 Months 2.00% above CD rate

 

New & Used Auto Loans

Vehicles 2013 and older, call the Credit Union.  Rates effective 1.1.17  Autos include: Cars, Trucks, and Vans. Rates depend on mileage, restrictions may apply. See CU representative for additional information. Rates subject to change.
*APR = Annual Percentage Rate.  Sign up for automatic payments and receive a .25% discount.
Type Term As Low As APR*
New/Used Vehicles 2014 and newer 36 to 48 Months 2.74%
New/Used Vehicles 2014 and newer 49 to 60 Months 2.99%
New/Used Vehicles 2014 and newer 61-72 Months 4.24%
New/Used Vehicles 2014 and newer 73-84 Months ($25,000 or more) 5.24%

Recreational Equipment

Rates Effective 5/15/17. Rates Subject To Change.
Sign up for automatic payments and receive a .25% discount.
*APR = Annual Percentage Rate
Type Loan Amount Term As Low As APR*
New & Used Boats, Jet Ski, RV & ATV Less Than $20,000 Up to 60 Months 5.74%
New & Used Boats, Jet Ski, RV & ATV More Than $25,001 61 – 72 Months 5.74%
New & Used Boats, Jet Ski, RV & ATV More Than $40,000 73 – 84 Months 6.74%
New & Used Boats, Jet Ski, RV & ATV More Than $40,000 85 – 96 Months 7.24%
New & Used Boats, Jet Ski, RV & ATV More Than $40,000 97 – 120 Months 7.74%
New & Used Boats, Jet Ski, RV & ATV More Than $40,000 121 – 144 Months 8.24%
New & Used Motorcycles Less Than $25,000 12 – 72 Months 5.74%
New & Used Motorcycles More Than $25,001 73 – 84 Months 6.74%

 

Home Equity Loans

See Credit Union Representative for details. Rates effective 11.22.17. Rates subject to change.
Sign up for automatic payments and receive a 0.25% discount.
*APR = Annual Percentage Rate
Fixed Rate Loan Amount Term APR*
Home Equity Loan 8 Years (Up to 90% CLTV) as low as 4.25%
15 Years (Up to 90% CLTV) as low as 4.75%
HELOC 10 Year Draw 5 Year Repayments (Up to 90% LTV) 4.25% based on Wall Street Prime †
Home Improvement Loan $2,500 to $9,999 24 – 36 months as low as 5.99%
37 – 48 months as low as 7.24%
49 – 60 months as low as 7.49%
61 – 72 months as low as 7.74%
73 – 84 months as low as 7.99%
85 – 96 months as low as 8.24%
97 – 108 months as low as 8.49%
109 – 120 months as low as 8.74%
121 – 180 months as low as 8.99%
$10,000 to $25,000 24 – 36 months as low as 6.99%
37 – 48 months as low as 8.24%
49 – 60 months as low as 8.49%
61 – 72 months as low as 8.74%
73 – 84 months as low as 8.99%
85 – 96 months as low as 9.24%
97 – 108 months as low as 9.49%
109 – 120 months as low as 9.74%
121 – 180 months as low as 9.99%

 

First Mortgage Loans

First Mortgage Loans available with low rates and flexible terms. Contact the CU for current rates. 636-916-8300 – This is not an advertisement to extend credit under Reg. Z. All loans subject to approval.
Flexible Mortgage Loans Term APR

 

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