Loan Rates

Before making that big purchase contact us for the best rates.

Consumer Loans

Rates Effective 10/3/17. Rates subject to change. *APR = Annual Percentage Rate. Sign up for automatic payments and receive a .25% discount.
Loans Term As Low As APR*
Signature Loans ($20,000 max) Up to 24 Months 9.24%
Rates and terms up to 60 months available
Line of Credit ($20,000 max) 12.24%
Credit Builder ($1,000 max) 12 months 12.00%
Share Secured Up to 24 Months 6.00%
CD Secured Up to 24 Months 2.00% above CD rate

 

New & Used Auto Loans

Rates effective 2/12/19. Vehicles 2013 and older, call the Credit Union.  Autos include Cars, Trucks, and Vans. Rates depend on mileage, restrictions may apply. See CU representative for additional information. Rates subject to change. *APR = Annual Percentage Rate.  Sign up for automatic payments and receive a .25% discount.
Type Term As Low As APR*
New/Used Vehicles 2014 and newer Up to 36 Months 2.74%
New/Used Vehicles 2014 and newer 37 to 48 Months 3.74%
New/Used Vehicles 2014 and newer 49 to 60 Months 3.89%
New/Used Vehicles 2014 and newer 61 to 72 Months 4.49%
New/Used Vehicles 2014 and newer 73 to 84 Months ($25,000 or more) 5.49%

Recreational Equipment

Rates Effective 2/12/19. Rates Subject To Change. Sign up for automatic payments and receive a .25% discount. *APR = Annual Percentage Rate
Type Loan Amount Term As Low As APR*
New & Used Boats, Jet Ski, RV & ATV Less Than $20,000 Up to 60 Months 6.34%
New & Used Boats, Jet Ski, RV & ATV More Than $20,000 61 – 72 Months 6.34%
New & Used Boats, Jet Ski, RV & ATV More Than $25,000 73 – 84 Months 6.49%
New & Used Boats, Jet Ski, RV & ATV More Than $40,000 85 – 96 Months 6.49%
New & Used Boats, Jet Ski, RV & ATV More Than $40,000 97 – 120 Months 6.74%
New & Used Boats, Jet Ski, RV & ATV More Than $40,000 121 – 144 Months 7.24%
New & Used Motorcycles Less Than $25,000 12 – 36 Months 5.74%
Less Than $25,000 37 – 72 Months 6.34%
New & Used Motorcycles More Than $25,001 73 – 84 Months 6.99%

 

Home Equity Loans

Type Loan Amount Term APR**
Home Equity Loan* $10,000 min 8 Years (Up to 90% Max CLTV) as low as 4.24%
$10,000 min 15 Years (Up to 90% CLTV) as low as 4.75%
Home Equity Line of Credit (HELOC) $10,000 min Up to 300 months as low as 5.50%
Home Improvement Loan* $2,500 to $10,000 Up to 180 months as low as 6.24%
$10,001 to $25,000 Up to 180 months as low as 7.24%

Rates effective 11/1/19. Rates are subject to change. Rates increase with the term and are based on creditworthiness. Additional terms and rates available. See Credit Union Representative for details.  *Sign up for automatic payments and receive a 0.25% discount. **APR = Annual Percentage Rate.  ◊Valid for an owner-occupied dwelling. Minimum loan amount of $2,500.  ♦ HELOCs have a variable rate that can adjust quarterly based on changes in the Prime Rate. The current maximum rate is 18.00% APR.

First Mortgage Loans

First Mortgage Loans available with low rates and flexible terms. Contact the CU for current rates. 636-916-8300 – This is not an advertisement to extend credit under Reg. Z. All loans subject to approval.
Flexible Mortgage Loans Term APR

 

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