Home Improvement Loans

Make Your Current Home Your Dream Home

Renovations can increase your home’s value. If your home is in need of a little TLC, but you don’t have substantial equity in your home yet, then a “No Equity” Home Improvement Loan could be what you need.

With a 1st Financial Home Improvement Loan, your interest rate is typically lower than a credit card or home improvement store card. Plus, you’ll have set monthly payments and can pay off your loan faster – all while increasing your home’s value.

Get started on your next project today.

There are many benefits of a no equity home improvement loan:

  • A home improvement loan can be used to improve your home’s value without using the equity in your home.
  • Unlike a home equity loan or line of credit, a personal loan is unsecured, meaning your home or another asset will not be used as collateral. Keep the equity in your home intact.
  • Fixed rates! Get low, fixed rates with a set payment schedule rather than putting home improvement expenses on a credit card.
  • More flexibility – You can use the loan for whatever you want on your house.

You may also be interested in:

  • Home Equity Loan

    Use this fixed-rate second mortgage loan -with competitive rates and terms, and no points or pre-payment penalties- to put your plans into action.

    Learn more 


  • Home Equity Line of Credit

    A home equity loan tied to a credit card for easy access. You may use it as often as you wish to make purchases anywhere Visa is accepted.

    Learn more


  • Home Value Estimator

    Use our Home Value Estimator to get an estimate of your home’s value to plan the best home improvement and loan option for your needs.

    Learn more


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