Home Improvement Loans

Turn your Current Home into your Dream Home

Renovations can increase your home’s value. If your home is in need of a little TLC, but you don’t have substantial equity in your home yet, then a “No Equity” Home Improvement Loan could be what you need.

With a 1st Financial Home Improvement Loan, your interest rate is typically lower than a credit card or home improvement store card. Plus, you’ll have set monthly payments and can pay off your loan faster – all while increasing your home’s value.

This loan could cover expenses like:

  • New appliances
  • New carpeting or flooring
  • Larger projects such as a new kitchen, bathroom, deck, pool, or gazebo
  • All materials, labor, and other expenses related to your home improvement project

Get started on your next project today.

Loan Features | No home equity? No problem.

  • Fixed rate as low as 6.24% APR*
  • Unsecured loan
  • Terms of up to 180 months
  • Loan amounts from $2,500 to $25,000

Apply Now

View our full Home Equity Disclosure

*APR = Annual Percentage Rate

You may also be interested in:

  • Home Equity Loan

    Use this fixed-rate second mortgage loan -with competitive rates and terms, and no points or pre-payment penalties- to put your plans into action.

    Learn more 

  • Home Equity Line of Credit

    A home equity loan tied to a credit card for easy access. You may use it as often as you wish to make purchases anywhere Visa is accepted.

    Learn more

  • Home Value Estimator

    Use our Home Value Estimator to get an estimate of your home’s value to plan the best home improvement and loan option for your needs.

    Learn more

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