Home Equity Loan

What’s on your ‘one day’ list? Fix up the house? Consolidate debt? Pay for education expenses?

Use this fixed-rate second mortgage loan -with competitive rates and terms, and no points or pre-payment penalties- to put your plans into action.

Why get a Home Equity Loan?

Apply Now

Contact us to get an estimate of the equity in your home or call us today.


The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires credit union mortgage loan originators (MLO) and their employing institutions to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each MLO is provided a unique identifier from the NMLS. Below is a list of the MLO’s employed by 1st Financial Federal Credit Union Credit Union (NMLS ID # 408163).


View Our NMLS List

For more information about the registry, please visit the NMLS.

View our full Truth In Lending disclosure

For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, race and sex) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws

“We would recommend 1st Financial to anyone that is looking for great service and staff that always remembers your name!”michelle & george st charles, MO

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