• Credit Builder Improve Your Credit Icon

    Improve Your Credit

  • Credit Builder Jump Start Savings Icon

    Jump Start Your Savings

  • Credit Builder Get Interest Back Icon

    Get Interest Back

We get it. Life happens.

And sometimes that means that your credit score might need a little help. As a Community Development Financial Institution (CDFI) we want to help you get on the road to financial success and a credit building loan is one of the best ways to build credit.

Nearly a third of Americans have a credit score lower than 601. Our Credit Builder Loan is designed to help members with no credit, little credit, or colorful credit. The program focuses on building or rebuilding your credit score and by improving your credit score, you’re more likely to get better interest rates on loans and save a lot of money in the process.

Why Choose 1st Financial Federal Credit Union?

IMPORTANT: If you want to rebuild your credit score, make sure to make your loan payments on time, every time. This is the best way to build good credit. Try our free loan payment options through Online and Mobile Banking to set up automatic payments.