On 11/16 at 10PM our website, online and mobile banking will all be going down as we migrate to the all-new Alltru brand. You may unable to access your account information or the website from 10PM 11/16 through 2AM 11/17.

Finance Your Auto Loan at the Credit Union

If you’ve had refinancing your auto loan on your mind, now may be the best time for you to refi. Whether you’re shopping for an old beauty or looking for the most practical commuter car out there, we’re here to help. With our quick and easy online application, we’ll get you into that new car in no time.

We offer:

  • Rates as low as 2.74% APR
  • Flexible terms up to 84 months
  • No hidden fees or pre-payment penalties
  • Quick and easy application process
  • Financing up to 120% of MSRP including tax, title, and payment protection
  • Multiple payment options (payroll deduction or online payment)
  • Payment protection for peace of mind
  • Free online account access

Apply Now

You may also be interested in:

  • Auto Loan Refinancing

    If you’re interested in refinancing your current auto loan from another lender to save some money, we’re here to help. It only takes a few minutes to get started and we don’t charge a fee to refinance your loan.

    Refinance Now

  • Enterprise Car Sales

    Finance directly at any Enterprise Car Sale location with our partnership. They offer a 12 month/12,000 mile warranty on every car, plus a 7-day or 1,000 mile buy-back guarantee that’s subject to Enterprise’s terms.

    Shop Now

Car loan application process

You could get approved quickly online for a car loan.

Submit an application

To get the loan process started, first submit an online loan application. You can also apply by calling 636-916-8300.

Get preapproved

We will process your application and notify you when your preapproval is completed, usually the same day.

Negotiate the best deal

Be sure to bring your loan preapproval to the dealer, as this will give you maximum leverage and help you negotiate the best deal.

Complete your loan documents

Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents online using Docusign.

Finalize your financing

We’ll send the funds to you or the dealer.

Apply Now

The reviews are in.

My wife and I loved the service so much that even when we moved away we kept our account. The car loan process has been second to none; 5 new car loans since we moved and we have no intentions of ever leaving 1st Financial.

– Bill F., OK

My loan officer was so down to earth which made me feel so comfortable. And I got an excellent rate.

E.H.

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