New and Used Auto Financing
With our quick and easy application process, we’ll help you into that new auto in no time.
- Low rates and flexible terms
- No hidden fees or pre-payment penalties
- Quick and easy application process
- Loan terms up to 84 months* for flexible payments
- Financing up to 120% of MSRP including tax, title, and payment protection
- Multiple payment options (payroll deduction or online payment)
- Payment protection for peace of mind
- Free online account access
Refinance your Auto Loan and Save
If you’re struggling with your car payments or just hoping to save some money on your auto loan, now could be a great time to refinance your current auto loan.
By refinancing, you’ll receive a new car loan with a lower interest rate and lower monthly payments. If you keep the term the same, you could save thousands over the life of the loan. You can also choose to extend your term to get your monthly payments even lower.
“My wife and I loved the service so much that even when we moved away we kept our account. The car loan process has been second to none; 5 new car loans have been processed since we moved and we have no intentions of ever leaving 1st Financial.” Bill F, OK
Enterprise Car Sales
With 1st Financial and Enterprise Car Sales, you get a great rate and a great car! Our Direct Member Lending Program gives you the option of financing on the spot at any Enterprise Car Sale location. Enterprise offers a 12 month/12,000 mile warranty on every car, plus a 7-day or 1,000 mile buy-back guarantee.*
With thousands of vehicles to choose from, you are sure to find your perfect match.
$500 Special Offer with Enterprise
1st Financial has teamed up with Enterprise to offer our members an auto trade-in deal that’ll give them a great rate and a great car! From now through May 31, 2017 Enterprise will appraise your vehicle using Kelley Blue Book trade-in value and Add an additional $500. OR they’ll make your 1st loan payment up to $500.
Offer valid May 1 through May 31 with purchase from Enterprise Car Sales and financing through 1st Financial.
*Subject to Enterprise terms
*Minimum loan amount of $25,000 for 84 month terms. APR = Annual Percentage Rate. Rates are subject to change without notice and are based on applicant’s credit. The better your credit, the better your rate. Used car terms vary by mileages. See credit union representatives for details.
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