New and Used Auto Loans

Whether you’re shopping for an old beauty or looking for the most practical commuter car out there, we’re here to help. With our quick and easy online application, we’ll get you into that new car in no time.

We offer:

  • Low rates and flexible terms
  • No hidden fees or pre-payment penalties
  • Quick and easy application process
  • Loan terms up to 84 months* for flexible payments
  • Financing up to 120% of MSRP including tax, title, and payment protection
  • Multiple payment options (payroll deduction or online payment)
  • Payment protection for peace of mind
  • Free online account access

Apply Now

The reviews are in.

My wife and I loved the service so much that even when we moved away we kept our account. The car loan process has been second to none; 5 new car loans since we moved and we have no intentions of ever leaving 1st Financial.

– Bill F., OK

My loan officer was so down to earth which made me feel so comfortable. And I got an excellent rate.


You may also be interested in:

  • auto loan Refinancing

    If you’re interested in refinancing your current auto loan from another lender to save some money, we’re here to help. It only takes a few minutes to get started and we don’t charge a fee to refinance your loan.

    Apply Now

  • Online car shopping

    Buy your next car completely online with Carvana. Once you’ve selected and purchased your car online it will be delivered directly to you for a 7-day test own. It’s really pretty simple!

    Learn More

  • Enterprise Car Sales

    Our partnership with Enterprise lets you finance directly at any Enterprise Car Sale location. They offer a 12 month/12,000 mile warranty on every car, plus a 7-day or 1,000 mile buy-back guarantee.*

    Shop Now

*Subject to Enterprise terms

1. 90 days no payment offer only for qualified borrowers. Interest still accrues during the 90 day deferral period. Additional criteria may apply. Offer expires 8/31/19. 2. APR = Annual Percentage Rate. Rates as low as 2.74% APR for up to 36 months. Maximum rate is currently 17.99% APR. Rates effective 2/12/19. Rates can vary based on creditworthiness, age of vehicle, and terms of the loan. Your actual rate can be higher or lower depending on credit performance. Rates and terms subject to change based on market conditions and borrower eligibility. Loans are subject to credit qualifications and approval. Before you can finance your loan at 1st Financial, a savings account is required with a minimum account balance of $1.00. Minimum loan amount of $5,000.

You Are Leaving 1st Financial Federal Credit Union.

The web site you have selected is an external site not operated by 1st Financial Federal Credit Union. This link is provided for convenience and informational purposes only. 1st Financial Federal Credit Union has no responsibility for the content of this web site and does not attest to the accuracy or propriety of any information located there.