Due to routine system maintenance, online and mobile banking will be unavailable on Wednesday, October 24 from 3:00 am – 6:00 am (CST). We apologize for any inconvenience this may cause.

New and Used Auto Loans

Whether you’re shopping for an old beauty or looking for the most practical commuter car out there, your car is more than just a way to get around. It connects you to the people and things you love. With our quick and easy application process, we’ll help you into that new auto in no time.

We offer:

  • Low rates and flexible terms
  • No hidden fees or pre-payment penalties
  • Quick and easy application process
  • Loan terms up to 84 months* for flexible payments
  • Financing up to 120% of MSRP including tax, title, and payment protection
  • Multiple payment options (payroll deduction or online payment)
  • Payment protection for peace of mind
  • Free online account access

Apply Now

“My wife and I loved the service so much that even when we moved away we kept our account. The car loan process has been second to none; 5 new car loans since we moved and we have no intentions of ever leaving 1st Financial.”

Bill F, OK

Refinance your Auto Loan and Save

Love your car, but hate your loan payment? It may be time to refinance. If you’re struggling with your car payments or just hoping to save some money on your auto loan, now could be a great time to refinance your current auto loan because you could save thousands over the life of the loan.

Apply Now

Choose the new way to buy a car with Carvana

Shop Online with Carvana

Save your time and money by buying a used car completely online, in your PJ’s — anytime, day or night through Carvana. Browse a national inventory and view 360-degree images of the actual car (imperfections and all). Once you’ve selected your next car, purchase it from the comfort of your couch with a 1st Financial auto loan. Then your car will then be delivered to your home or work for your 7-day test own. It’s really pretty simple.

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Enterprise Car Sales

With 1st Financial and Enterprise Car Sales, you get a great rate and a great car! Our Direct Member Lending Program gives you the option of financing on the spot at any Enterprise Car Sale location. Enterprise offers a 12 month/12,000 mile warranty on every car, plus a 7-day or 1,000 mile buy-back guarantee.*

Shop the Online Inventory


*Subject to Enterprise terms

*Minimum loan amount of $25,000 for 84-month terms. APR = Annual Percentage Rate. Rates are subject to change without notice and are based on applicant’s credit. The better your credit, the better your rate. Used car terms vary by mileage. See credit union representatives for details.

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