We want to make and save you $1,000,000

Our mission at the credit union is to make and save you money. In 2019, it’s our goal to make and save our members a combined One Million Dollars by refinancing existing loans at a better rate with lower payments, make money with rewards checking, and grow money with high yield savings.

Contact your local branch to get started with a free, no hassle debt review, or stop in during business hours to speak with a Member Service Representative. Already know exactly what you want? Click below to start our convenient online loan application or to learn more!

 

  • 1stFinancial_1MDC_2019_logo_tealBlue
  • Our mission is to save and make you money. In 2019, our goal is to save and make our members a combined $1,000,000 in loans and rewards.

    $183,323

    Earned as of 3/01/2019

  • Save Money with an
    Auto Loan Refi

    Members are saving an average of $1,300 with auto refinancing. If you have an auto loan with another lender it’s easy to refinance it and score some serious savings at the credit union.

    Apply Now

  • Earn Money with
    Rewards Checking

    Rewards checking offers rewards2 like earning money with every swipe of your debit card, getting up to $25 a month on ATM refunds, and earning up to 0.60% APY* with interest checking.

    Learn More

  • Grow Your Money with
    High Yield Online Savings

    High Yield Online Savings gives you the freedom to manage your account completely online while earning more than 16X the national average3 on your balance at 1.65% APY*.

    Learn More

Have friends or family that would like to save money?
Be sure to share the challenge with them so that they can start saving too!

1. Auto Loan Rates

Rates effective 2/12/19. Vehicles 2013 and older, call the Credit Union.  Autos include Cars, Trucks, and Vans. Rates depend on mileage, restrictions may apply. See CU representative for additional information. Rates subject to change. *APR = Annual Percentage Rate.  Sign up for automatic payments and receive a .25% discount.
Type Term As Low As APR*
New/Used Vehicles 2014 and newer Up to 36 Months 2.74%
New/Used Vehicles 2014 and newer 37 to 48 Months 3.74%
New/Used Vehicles 2014 and newer 49 to 60 Months 3.89%
New/Used Vehicles 2014 and newer 61 to 72 Months 4.49%
New/Used Vehicles 2014 and newer 73 to 84 Months ($25,000 or more) 5.49%

2. Calculate

What do these rates mean for you? Find out here.

Calculators »

3. Get Started

The sooner you do, the sooner ‘One Day’ becomes Day 1.

Get Started »

*APY = Annual Percentage Yield. 2 If chosen as a reward, 0.15% APY interest will be paid on balances up to $20,000.00 at the end of the qualifying period. 0.60% APY interest will be paid on balances $20,000.01 and over at the end of the qualifying period. Rates are effective 10/3/17, but are subject to change at any time. Interest may be reduced based on any applicable fees. 3 Balances between $0 – $25,000 will earn a 1.65% APY, if qualifications are met. Balances greater than $25,000 will receive the primary savings account APY of 0.05%.

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