Your Dream Home Made Possible
with 1st Financial
A home is a large investment — with lots of moving parts. From real estate agents to mortgage rates, a mortgage from 1st Financial can help you buy the home you love today.
From fixed or variable rates to 15 or 30-year terms we’ve got you covered. Our Loan Officers will work with you to find out which loan is the best fit for you. We’re here to partner with you through this important step in your life.
Check out the resources below to Turn “One Day” into Day 1 and get started today.
The Tools You Need to Get Started
Get ready to go from homebuyer to homeowner with the help of our tools.
First Time Home Buyers
Now is a great time to buy a house. To start your hunt on the right foot, meet with one of our loan officers. You’ll know how much house you can afford and what price range to shop in. We’ll explain your home loan options and help you decide which is better for you. We also can pre-qualify you for a mortgage, an important step in getting the home of your dreams.
Refinance and Save
You made it through the hardest part: buying a home. Now, you’re ready to refinance your mortgage. If interest rates have changed since you bought your home, refinancing could bring big benefits. Say you have 26 years left on a 30 year fixed-rate mortgage at 6.5% and you refinance to a 15 year fixed-rate loan at 4%. Your monthly payment may only drop about $40 per month, but over the loan term, you’ll be ahead more than $175,000.
Need to verify insurance coverage for a current home or auto loan?
View Our NMLS List
What’s a NMLS list? Find out more.
Get in Touch With Us
Our Loan Officers can answer all of your questions and walk you through your mortgage options. Please contact us online or call us at 636-916-8300 or click on the link below.
You Are Leaving 1st Financial Federal Credit Union.
The web site you have selected is an external site not operated by 1st Financial Federal Credit Union. This link is provided for convenience and informational purposes only. 1st Financial Federal Credit Union has no responsibility for the content of this web site and does not attest to the accuracy or propriety of any information located there.