Unfortunately, the holiday season is one of the busiest times of year for scammers. Here is a list of scams to watch out for this holiday season:
- Card scam – Watch transaction activity daily on your credit and debit cards to confirm that no one else is using them.
- Fake charity scam – Check the charity out before contributing.
- Online shopping scam – Secure shopping sites start with https.
- Home delivery scam – Never call back or give out personal or financial information.
- Phishing scam – Watch out for emails, text messages and phone calls asking for personal or financial information.
- Fake tech support scam – If you didn’t call them, hang up.
- Skimming scam – Examine ATMs before swiping your card. If it’s a chip card, use the chip if the device is chip enabled.
- Coupon scam – Don’t respond if they request personal or financial information.
- Identity theft – Keep an eye on your identifiable information.
- Malware scam – Confirm home computers and mobile devices are secure.
Also remember to surf the web safely and never use public Wi-Fi to check sensitive financial information or to make purchases with your credit card.
Enjoy the holidays, but keep a close eye on your financial statements, stay alert to anything that seems suspicious, and contact 1st Financial and your credit companies if anything seems out of the ordinary.
More Fraud Resources
NCUA Fraud Education Videos
National Credit Union Administration (NCUA) has released new resources to help educate Credit Union members about fraud, scams, and cyber threats. These educational videos are available on NCUA’s YouTube channel and are a part of NCUA’s Consumer Protection series.
The first video goes over how fraudsters initiate contact with consumers and how to reveal and prevent fraud from happening to you.
The second video provides helpful steps to stop different types of fraud, scams, and cyber threats. This video also goes into detail on how to report fraud and provides a brief introduction to EMV technology.
The third video goes over scams and threats that target Senior Citizens.
Follow the link below to visit the NCUA YouTube channel where you can watch more videos and stay up-to-date on financial education information.
NCUA YouTube Channel
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