On 11/16 at 10PM our website, online and mobile banking will all be going down as we migrate to the all-new Alltru brand. You may unable to access your account information or the website from 10PM 11/16 through 2AM 11/17.

Opportunity Checking

It’s never too late to open a checking account and start building your financial future.

We all have to start somewhere. If an Opportunity Checking account is your first step to better credit, we’ll be there for you from Day One.

  • For members with a lower credit score
  • Free debit card
  • Applicant must be 18 years or older
  • Monthly Service fees for Opportunity accounts are as follows:
    • $10.00/mo. for members without Direct Deposit
    • $8.00/mo. for members with Direct Deposit
  • After 12 months of no overdrafts or payday loans, the account can be re-evaluated and possibly transferred to a free TailorMade checking

Open Now

The reviews are in.

I have referred people with ‘troubled financial histories’ and 1st Financial has found solutions to get them back on track.

Robert Z, St. Peters, MO

Why Choose 1st Financial Federal Credit Union?

You Are Leaving 1st Financial Federal Credit Union.

The web site you have selected is an external site not operated by 1st Financial Federal Credit Union. This link is provided for convenience and informational purposes only. 1st Financial Federal Credit Union has no responsibility for the content of this web site and does not attest to the accuracy or propriety of any information located there.