Opportunity Checking

It’s never too late to open a checking account and start building your financial future.

We all have to start somewhere. If an Opportunity Checking account is your first step to better credit, we’ll be there for you from Day One.

  • For members with a lower credit score
  • Free debit card
  • Applicant must be 18 years or older
  • Debit card with minimum opening deposit of $20.00
  • Monthly Service fees for Opportunity accounts are as follows:
    • $10.00/mo. for members without Direct Deposit
    • $8.00/mo. for members with Direct Deposit
  • After 12 months of no overdrafts or payday loans, the account can be re-evaluated and possibly transferred to a free TailorMade checking

“I have referred people with ‘troubled financial histories’ and 1st Financial has found solutions to get them back on track…”
Robert Z.
Saint Peters, MO

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