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About 1st Financial

Summary of Benefits

1st Financial Federal Credit Union offers an outstanding benefits package for full-time employees. This summary is for overview purposes only.

Employee Assistance Program – Any employee and their family members may call a toll-free number, 24 hours a day, 7 days a week, to speak with professional counselors and obtain confidential help on family, personal, financial, or work-related issues.

Flexible Spending Account – Eligible employees may participate in the flexible spending account program through pre-tax payroll deductions for reimbursement for medical and dependent care expenses.

Health & Dental Insurance – Eligible employees receive an excellent insurance package with protection for you and your family’s medical and dental care. 1st Financial pays 80% of the employee coverage.

Holidays – 1st Financial observes the following holidays:

  1. New Year’s Day
  2. Martin Luther King, Jr. Day
  3. President’s Day
  4. Memorial Day
  5. Independence Day
  6. Labor Day
  7. Columbus Day
  8. Veteran’s Day
  9. Thanksgiving Day
  10. Christmas Day
  11. Employee Birthday

Life and AD&D Insurance – Eligible employees are provided with life insurance and accidental death and dismemberment benefits.

Retirement - 1st Financial offers an excellent 401(k) profit sharing plan for eligible employees. 1st Financial will match 70% of the first 6% of an employee’s contribution with a 5 year vesting schedule.

Section 125 Plan – The employee share of the medical and dental premiums are deducted on a pretax basis.

Service Recognition – Employees are recognized for 5, 10, 15, and 20 years of service.

Supplemental Voluntary Benefits – Employees may purchase additional benefits to compliment our current benefits package, including additional life insurance, cancer insurance, etc.

Paid Time Off (PTO) – Employees will accrue PTO time monthly.

529 College Savings Plan – Eligible employees may contribute to a 529 College Savings Plan through payroll deduction.  

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