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About 1st Financial

Press Release November 16th, 2011

FOR IMMEDIATE RELEASE

CONTACT:
Michelle Rosner
(636) 916-8339
mrosner@1stfinancialfcu.org

1st Financial Federal Credit Union Unveils Black Friday Auto Loan Special

November 16, 2011: Wentzville, Missouri — On Nov. 25, 2011, commonly known as "Black Friday", 1st Financial Federal Credit Union will offer auto loans for 60 months as low as 1.99% APR. This is a first for the credit union's 43 year history!

This special, one day offer, is available for new and used vehicles 2009 and newer with less than 50,000 miles. On a $15,000 loan, the rate discount is a savings of nearly $200.00 over the term. Credit union members may refinance auto loans from other institutions to secure the lower rate or purchase a new or used vehicle. While everyday auto loan rates are exceptionally low; 1.99% APR for up to 60 months is a below market rate for that term, according to Bankrate.com (11-16-11).

Credit Union members are asked to apply for the special loan on Friday, Nov. 25th". "We are extending this offer to give consumers what they need most this year – value and savings," stated Frank Nelson, President and CEO of 1st Financial Federal Credit Union.

With over 33,000 members and nearly $210 million in assets, 1st Financial is a metro St. Louis area financial institution dedicated to helping members achieve their financial dreams. As a member-owned coop, products and services such as FREE checking with FREE debit cards and FREE online banking are not reserved for the elite. For over 40 years 1st Financial has provided members with a full line of dependable financial products and services which returns profits to the members in the form of lower rates on loans and higher savings yields. The cooperative nature of credit unions enables us to provide products and services at very reasonable rates.

1st Financial's mission is to be the best value in banking throughout the St. Louis metro area. As a credit union 1st Financial is recognized as a force for positive economic and social change.

About 1st Financial Federal Credit Union

Like all credit unions, 1st Financial is a member-owned, financial cooperative. 1st Financial Federal Credit Union was chartered on September 3, 1968 as District 837 Credit Union by the International Association of Machinist members employed by McDonnell Douglas. Today, with over 33,000 members and $210 million in assets, 1st Financial is a full service financial institution dedicated to helping our members achieve their financial dreams. For over 40 years 1st Financial has provided members with a full line of dependable financial products and services which returns profits to the members in the form of lower rates on loans and higher savings yields. The cooperative nature of credit unions enables us to provide products and services at very reasonable rates.

1st Financial Federal Credit Union serves those who live, work, worship, attend school, or regularly conduct business in St. Louis City, St. Louis County, and St. Charles County, Missouri and a wide array of companies throughout the St. Louis metropolitan area. 1st Financial is a member-owned, not-for-profit financial organization committed to providing quality services to the membership while demonstrating safe and sound business practices. Deposits are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government.

About Credit Unions

Credit unions are not-for-profit financial cooperatives that provide an effective and viable alternative to for-profit financial institutions for more than 184 million members in 97 countries worldwide. They exist to serve their members, providing a safe place to save money and access affordable loans.

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