1st Financial Federal Credit Union Announces 2013 Scholarship Winners

FOR IMMEDIATE RELEASE

CONTACT:
Laura Woods
636-916-8303
lwoods@1stfinancialfcu.org

May 29, 2013 – 1st Financial Federal Credit Union located in St. Charles, Hazelwood, downtown St. Louis, and Wentzville is excited to announce the winners of the 2013 1st Financial Federal Credit Union Horizon and Right Stuff scholarships.

For 14 years 1st Financial has awarded a $1000 scholarship to a graduating high school student to be used at the college or university of their choice. The Horizon scholarship is given to a student who is a member at 1st Financial with an exceptional academic history and evidence of a strong presence in their school and community. The applicants are also asked to write a short essay concerning how credit unions are a better choice for consumers. This year the Horizon Scholarship was awarded to Melanie Moore, a graduating high school senior from Hazelwood West high school and 1st Financial Federal Credit Union member. Melanie plans to attend Missouri University of Science and Technology this year with an anticipated focus in Ceramic Engineering.

The 1st Financial Right Stuff Scholarship is awarded to an attending college student and 1st Financial member between the ages of 19 and 24. Applicants were asked to write an essay based on the impact of credit unions on the United States economy, as well as present evidence that they are involved in community and school activities with a strong focus on academic achievement.

James-Vigland_200px The $1000 scholarship was awarded to James Vigland of Hazelwood. James attends Missouri State University and expects to graduate with a degree in Accounting and Economics by May of 2015.

 

In his essay, James wrote, “Banks are businesses. Their product is money and they operate to maximize profit. Credit unions are tax exempt, not for profit organizations, run by its members to serve its members. With profit not being the priority, it leaves room for lower interest rates. Instead of pocketing any profit made, it is distributed to the members via dividends. Every choice is made for the financial protection of its members. Today, credit unions still provide one of the most reasonably priced options for obtaining loans.”

Mary Jo Garofalo, Chief Operations Officer of 1st Financial Federal Credit Union recently said, “Supporting college students today helps build future leaders of business for tomorrow. As a credit union, we feel strongly about financial education and literacy.” 1st Financial Federal Credit Union utilizes many tools, such as the StepOne Checking and Savings account, specifically for teens, to stress the education of managing money. Empowering and cultivating young adults with financial education is merely the first step in ensuring that they are able to make sound and valuable financial decisions as they mature into adulthood.

To learn more about how 1st Financial is serving their community, visit them online at www.TheBetterWayToBank.org or call (636) 916-8300 to speak with a Member Service Representative.

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About 1st Financial Federal Credit Union

1st Financial Federal Credit Union is a member-owned, not-for-profit financial cooperative with over 30,000 members and $230 million in assets, committed to providing quality services to the membership while demonstrating safe and sound business practices. For over 40 years, 1st Financial has provided members with a full line of dependable financial products and services which return profits to the member in the form of lower rates on loans and higher savings yields..

1st Financial Federal Credit Union was chartered on September 3, 1968 as District 837 Credit Union by the International Association of Machinist members employed by McDonnell Douglas. Today, 1st Financial is a full service financial institution dedicated to helping our members achieve their financial dreams. We serve those who live, work, worship, attend school in or regularly do business in the City of St. Louis, St. Louis County and St. Charles County, Missouri and a wide array of companies throughout the St. Louis metropolitan area. Deposits are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government.


1st Financial Federal Credit Union Announces 2012 Scholarship Winners

FOR IMMEDIATE RELEASE

CONTACT:
Laura Woods
636-916-8303
lwoods@1stfinancialfcu.org

May 15, 2012 – 1st Financial Federal Credit Union located in St. Charles, Hazelwood, downtown St. Louis, and Wentzville is excited to announce the winners of the 2012 1st Financial Federal Credit Union Horizon and Right Stuff scholarships.
For 13 years 1st Financial has awarded a $1000 scholarship to a graduating high school student to be used at the college or university of their choice. The Horizon scholarship is given to a student who is a member at 1st Financial with an exceptional academic history and evidence of a strong presence in their school and community. The applicants are also asked to write a short essay concerning how credit unions are a better choice for consumers. This year the Horizon Scholarship was awarded to Shannon White, a graduating high school senior from Orchard Farm high school and 1st Financial Federal Credit Union member. Shannon plans to attend Drake University this year with an anticipated focus in neuroscience and biology.
The 1st Financial Right Stuff Scholarship is awarded to an attending college student and 1st Financial member between the ages of 19 and 24. Applicants were asked to write an essay based on the impact of credit unions on the United States economy, as well as present evidence that they are involved in community and school activities with a strong focus on academic achievement. The $1000 scholarship was awarded to Andrew Sperry of Lake St. Louis. Andrew attends Washington University, St. Louis and expects to graduate with a degree in Political Science by May of 2014.

In his essay, Andrew wrote”In an era of failures and large scale consolidations in the banking industry, credit unions are more relevant today than at any other point in their 105 year history”.” He went on to add, “Credit Unions have historically offered some of the lowest loan rates available for members looking to buy a new or used vehicle…Their benefits extend beyond their membership to the community and nation at large”.

Frank Nelson, CEO and President of 1st Financial Federal Credit Union recently said,”Supporting college students today helps build future leaders of business for tomorrow. As a credit union, we feel strongly about financial education and literacy.” 1st Financial Federal Credit Union utilizes many tools, such as the StepOne Checking and Savings account, specifically for teens, to stress the education of managing money. Empowering and cultivating young adults with financial education is merely the first step in ensuring that they are able to make sound and valuable financial decisions as they mature into adulthood.

To learn more about how 1st Financial is serving their community, visit them online at www.TheBetterWayToBank.org or call (636) 916-8300 to speak with a Member Service Representative
About 1st Financial Federal Credit Union

1st Financial Federal Credit Union is a member-owned, not-for-profit financial cooperative with over 30,000 members and $230 million in assets, committed to providing quality services to the membership while demonstrating safe and sound business practices. For over 40 years, 1st Financial has provided members with a full line of dependable financial products and services which return profits to the member in the form of lower rates on loans and higher savings yields.

1st Financial Federal Credit Union was chartered on September 3, 1968 as District 837 Credit Union by the International Association of Machinist members employed by McDonnell Douglas. Today, 1st Financial is a full service financial institution dedicated to helping our members achieve their financial dreams. We serve those who live, work, worship, attend school in or regularly do business in the City of St. Louis, St. Louis County and St. Charles County, Missouri and a wide array of companies throughout the St. Louis metropolitan area. Deposits are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government.


1st Financial Federal Credit Union Collects Over 3500 items for Kidsmart School Supply Fundraiser

FOR IMMEDIATE RELEASE

CONTACT:
Barb Koskolos
(636) 916-8335
bkoskolos@1stfinancialfcu.org

October 19, 2011: 1st Financial Federal Credit Union located in St. Charles, Hazelwood, downtown St. Louis, and Wentzville, MO hosted a Push for Pencils Drive for KidSmart at all of its branches in July and August. Over 3,650 school supplies to help 40,000 local children in need. KidSmart will equip St. Louis children with the school supplies and educational resources they desperately need to learn and succeed in school.

1st Financial realizes that this is a difficult year for a lot of families and especially with additional expenses such as school supplies. “We continue to implement the credit union philosophy of “People Helping People” everyday in our surrounding communities. We are strong supporters of our local organizations that make a difference in people’s lives each and every day” stated Michelle Rosner, Senior VP of Corporate Communications.

1st Financial decorated the branches, provided bins for the donations and promoted the event newsletters, e-news, and via its website. The Credit Union encouraged staff as well as the members to donate the most needed school supplies such as pencils, crayons, markers, glue and loose leaf paper.

These are excerpts from some of the more than 40,000 children KidSmart serves. Note – The spelling and grammar is pulled directly from the children’s letters.

  • “Thank you for all the things you sent us. We really needed everything you gave us. Some of the students didn’t have pencils and the teacher said “KidSmart sent you guys that.” Now every time we need a pencil or a piece of paper we get it. Thank you again and please keep sending us things” said Theron , 6th grade.
  • “I am so happy that my teacher can come and shop at KidSmart and not have to pay anything for what she gets. The next day after my teacher comes back from shopping at KidSmart, she tells us what she’s gotten. You should see how she lights up when she shows us the stuff. She acts like its Christmas in February”, said Latrice, 5th grade.
  • “Thank you for the pencil, paper, glue, sharpener, paint, brushes, folders, rubber bands, compass and protractors. We are very happy. Now we have 40 pencils!” said Savannah, 4th grade.

1st Financial Federal Credit Union is proud to partner with KidSmart to help local children succeed in school.

About 1st Financial Federal Credit Union

Like all credit unions, 1st Financial is a member-owned, financial cooperative. 1st Financial Federal Credit Union was chartered on September 3, 1968 as District 837 Credit Union by the International Association of Machinist members employed by McDonnell Douglas. Today, with over 33,000 members and $210 million in assets, 1st Financial is a full service financial institution dedicated to helping our members achieve their financial dreams. For over 40 years 1st Financial has provided members with a full line of dependable financial products and services which returns profits to the members in the form of lower rates on loans and higher savings yields. The cooperative nature of credit unions enables us to provide products and services at very reasonable rates.

1st Financial Federal Credit Union serves those who live, work, worship, attend school, or regularly conduct business in St. Louis City, St. Louis County, and St. Charles County, Missouri and a wide array of companies throughout the St. Louis metropolitan area. 1st Financial is a member-owned, not-for-profit financial organization committed to providing quality services to the membership while demonstrating safe and sound business practices. Deposits are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government.

About KidSmart

KidSmart is the only free educational store in Missouri and currently serves students at more than 100 St. Louis area schools. More than 90,000 St. Louis area students are eligible for KidSmart services. Teachers at schools where 70% or more of the students qualify for the federal free and reduced lunch program are eligible for KidSmart services. Push for Pencils has raised over 360,000 supplies this year, pending several more drives. There are nearly 140 companies to include 50,000 employees who participate in the community-wide fundraiser.


1st Financial Federal Credit Union Hosts FREE Estate Planning Seminar

FOR IMMEDIATE RELEASE

CONTACT:
Barb Koskolos
(636) 916-8335
bkoskolos@1stfinancialfcu.org

September 26th – Wentzville, MO: 1st Financial Federal Credit Union located in St. Charles, Hazelwood, downtown St. Louis, and Wentzville, MO is hosting a FREE Estate Planning seminar on Thursday, October 27th at 6:00 p.m. at the Hazelwood branch at 5916 North Lindbergh. The seminar will be presented by Estate Planning Attorney Tom Galganski. Mr. Galganski is a member of the Bar Association of Metropolitan St. Louis and is also a member of the Estate Planning Council of St. Louis. Tom is registered to practice in the States of Missouri, Illinois and Indiana.

Estate planning can be awkward and difficult for most people to navigate without costly professional assistance. For this reason, 1st Financial Investment Services and Tom Galganski is hosting a free seminar to answer questions and help begin the process of ensuring that final property and health care wishes are honored, and that loved ones are protected. The seminar will include such topics as:

  • Establishing an Estate Plan – Understand why you should establish a plan and learn what happens if you don’t have a plan.
  • An Estate Plan Checklist – Determine the value of your estate and decide who will inherit your assets and the date of allocation.
  • Missouri and Illinois Intestacy Laws – Learn about who will receive your assets if you do not have a plan.
  • Survivor’s Checklist – Know what you will have to do if you are an executor, administrator or beneficiary.

“Our mission is to enrich the lives of our member’s one member at a time” stated Frank Nelson, 1st Financial Federal Credit Union President and CEO. He went on to say “The Credit Union is here to help you achieve your financial goals at every stage of your life. Estate Planning should be a vital component of your financial portfolio. It is important to decide how you want your assets allocated, managed and disposed of to ensure your loved ones can execute your plan according to your directives.”

The seminar is open to the public but seating is limited. To reserve a space, visit www.1stfinancialfcu.org/library/seminars, call 636-916-8335 or email Barb at bkoskolos@1stfinancialfcu.org. Complimentary refreshments will be served.

About 1st Financial Investment Services

1st Financial Investment Services offers a variety of investment and insurance products including mutual funds, fixed and variable annuities, and other financial products and services. Our team of investment professionals, registered through CUNA Brokerage Services, Inc., our broker/dealer has years of investing and financial advisory experience. Best of all, as financial advisors catering to the needs of credit union members, they will work to understand your financial needs and develop a plan to help you reach your goals.

Please contact 1st Financial Investment Services at 636-896-8207 or by email for more details.

About 1st Financial Federal Credit Union

Like all credit unions, 1st Financial is a member-owned, financial cooperative. 1st Financial Federal Credit Union was chartered on September 3, 1968 as District 837 Credit Union by the International Association of Machinist members employed by McDonnell Douglas. Today, with over 33,000 members and $210 million in assets, 1st Financial is a full service financial institution dedicated to helping our members achieve their financial dreams. For over 40 years 1st Financial has provided members with a full line of dependable financial products and services which returns profits to the members in the form of lower rates on loans and higher savings yields. The cooperative nature of credit unions enables us to provide products and services at very reasonable rates.

1st Financial Federal Credit Union serves those who live, work, worship, attend school, or regularly conduct business in St. Louis City, St. Louis County, and St. Charles County, Missouri and a wide array of companies throughout the St. Louis metropolitan area. 1st Financial is a member-owned, not-for-profit financial organization committed to providing quality services to the membership while demonstrating safe and sound business practices. Deposits are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government.

About CUNA Brokerage Services, Inc.

CUNA Brokerage Services, Inc. provides Broker Dealer services to credit unions throughout the nation, offering a full range of investment products, variable insurance products, securities programs and professional services related to securities transactions.

CUNA Mutual Group is a leading provider of financial services to cooperatives, credit unions, their members and valued customers worldwide. With more than 75 years of market commitment, CUNA Mutual’s vision is unwavering: to be a trusted business partner who delivers service excellence and customer-focused, best-in-class products and market-driven innovation. More information on the company is available on the company’s Web site at www.cunamutual.com

Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC , a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free 800-369-2862. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members.


1st Financial Federal Credit Union Announces 2011 Scholarship Winners

FOR IMMEDIATE RELEASE

CONTACT:
Laura Woods
(636) 916-8303
lwoods@1stfinancialfcu.org

May 31, 2011 – 1st Financial Federal Credit Union located in St. Charles, Hazelwood, downtown St. Louis, and Wentzville is excited to announce the winners of the 2011 1st Financial Federal Credit Union Horizon and Right Stuff scholarships.

For 12 years 1st Financial has awarded a $1000 scholarship to a graduating high school student to be used at the college or university of their choice. The Horizon scholarship is given to a student who is a member at 1st Financial with an exceptional academic history and evidence of a strong presence in their school and community. The applicants are also asked to write a short essay on the differences between a credit union and a bank.

This year the Horizon Scholarship was awarded to Stephanie Dunn, a graduating high school senior from Marquette high school and 1st Financial Federal Credit Union member. Stephanie plans to attend TrumanState University this year with an anticipated focus in education, graphic design and mathematics.Ms. Dunn was asked to attend the 1st Financial Federal Credit Union annual meeting in April to read her winning essay and accept her scholarship check.

A recent addition to the Horizon Scholarship at 1st Financial is the Right Stuff Scholarship awarded to an already attending college student and 1st Financial member between the ages of 19 and 24. Applicants were asked to write a minimum of one essay based on one of the seven credit union principles as well as present evidence that they are involved in community and school activities with a strong focus on academic achievement. The $1000 scholarship was awarded to Kami Ahrens of St. Charles. Kami attends Loyola University Chicago and expects to graduate with a degree in Classical Civilization and History by May of 2014.

1st Financial Federal Credit Union utilizes many tools, such as the StepOne Checking and Savings account, specifically for teens, to stress the education of managing money. Empowering and cultivating young adults with financial education is merely the first step in ensuring that they are able to make sound and valuable financial decisions as they mature into adulthood.

About 1st Financial Federal Credit Union

1st Financial Federal Credit Union is a member-owned, not-for-profit financial cooperative with over 30,000 members and $230 million in assets, committed to providing quality services to the membership while demonstrating safe and sound business practices.

For over 40 years, 1st Financial has provided members with a full line of dependable financial products and services which return profits to the member in the form of lower rates on loans and higher savings yields. 1st Financial Federal Credit Union was chartered on September 3, 1968 as District 837 Credit Union by the International Association of Machinist members employed by McDonnell Douglas.

Today, 1st Financial is a full service financial institution dedicated to helping our members achieve their financial dreams. We serve those who live, work, worship, attend school in or regularly do business in the City of St. Louis, St. Louis County and St. Charles County, Missouri and a wide array of companies throughout the St. Louis metropolitan area. Deposits are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government.


1st Financial Federal Credit Union CEO Leads Chamber of Commerce High School Education Program

FOR IMMEDIATE RELEASE

CONTACT:
Michelle Rosner
mrosner@1stfinancialfcu.org
636-916-8339

St. Louis, MO (May 10, 2011) –1st Financial Federal Credit Union, located in Wentzville, St. Charles, Hazelwood, and downtown St. Louis, Missouri recently participated with the Wentzville Chamber of Commerce, Wentzville Rotary and the Kiwanis Club of West St. Charles County in offering local middle school students the opportunity to learn from one another by conducting the CHOICES Education Program.

On April 18 and 19, 2011 the three organizations along with volunteer Frank Nelson, CEO of 1st Financial Federal Credit Union and Chamber member, visited Wentzville Middle School to help the eighth grade students understand the importance of making good choices in their lives and how the choices they make will affect their futures.

Volunteers from the local business community took students through their daily routines, cost of living, education and job opportunities, and helped them develop goals for themselves.

“I truly enjoyed their desire and willingness to learn about different careers,” said Frank. “I had the opportunity to learn about the students career aspirations and affirm their desire of pursuing a college degree.”

The three organizations will be planning another CHOICES Education Day to help facilitate more learning and give students the opportunity to explore their career interests.

Frank Nelson

Frank Nelson – CEO of 1st Financial Federal Credit Union


1st Financial Federal Credit Union Announces 2010 Scholarship Winners

FOR IMMEDIATE RELEASE

CONTACT:
Laura Woods
lwoods@1stfinancialfcu.org
636-916-8303

May 21, 2010 – 1st Financial Federal Credit Union located in St. Charles, Hazelwood, downtown St. Louis, and Wentzville is excited to announce the winners of the 2010 1st Financial Federal Credit Union Horizon and Right Stuff scholarships.

For many years 1st Financial has awarded a $1000 scholarship to a graduating high school student to be used at the college or university of their choice. The Horizon scholarship is given to a student who is a member at 1st Financial with an exceptional academic history and evidence of a strong presence in their school and community. The applicants are also asked to write a short essay on the differences between a credit union and a bank. This year the Horizon Scholarship was awarded to Lauri Craig, a graduating high school senior from Hazelwood Central high school and 1st Financial member since 1996. Lauri plans to attend Truman State University this year with an anticipated focus in elementary education. Ms. Craig was asked to attend the 1st Financial Federal Credit Union annual meeting in April to read her winning essay and accept her scholarship check.

An exciting addition to the Horizon Scholarship this year at 1st Financial was the Right Stuff Scholarship awarded to an already attending college student and 1st Financial member between the ages of 19 and 24. Applicants were asked to write a minimum of one essay based on one of the seven credit union principles as well as present evidence that they are involved in community and school activities with a strong focus on academic achievement. The $1000 scholarship was awarded for the first time to Desiree Nguyen of Florissant, MO. Desiree attends Central Bible College and expects to graduate with a degree in Christian counseling by May of 2013.

1st Financial Federal Credit Union utilizes many tools, such as the StepOne Checking and Savings account, specifically for teens, to stress the education of managing money. Empowering and cultivating young adults with financial education is merely the first step in ensuring that they are able to make sound and valuable financial decisions as they mature into adulthood.

About 1st Financial Federal Credit Union

1st Financial Federal Credit Union is a member-owned, not-for-profit financial cooperative with over 30,000 members and $230 million in assets, committed to providing quality services to the membership while demonstrating safe and sound business practices. For over 40 years, 1st Financial has provided members with a full line of dependable financial products and services which return profits to the member in the form of lower rates on loans and higher savings yields.

1st Financial Federal Credit Union was chartered on September 3, 1968 as District 837 Credit Union by the International Association of Machinist members employed by McDonnell Douglas. Today, 1st Financial is a full service financial institution dedicated to helping our members achieve their financial dreams. We serve those who live, work, worship, attend school in or regularly do business in the City of St. Louis, St. Louis County and St. Charles County, Missouri and a wide array of companies throughout the St. Louis metropolitan area. Deposits are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government.


Free Financial Education Seminar Features Nationally-Renowned Speaker John O’Leary

1st Financial Federal Credit Union, in partnership with Lindenwood University and the Lewis and Clark Chapter of the Society for Human Resource Management (SHRM), is offering a free financial education forum on Thursday, April 22, 2010, 9 a.m. – 11 a.m., in Harmon Hall at Lindenwood University. The forum will feature nationally-renowned guest speaker, John O’Leary.

The seminar titled, “Your Employees… Are They the Faces of Financial Stress,” will provide advice on how to help employees who are dealing with financial stress. The seminar is geared toward human resource (HR) professionals, but executives and managers are welcome to attend also.

The seminar will be presented by 1st Financial Federal Credit Union. Topics that will be discussed include, financial stress in the workplace and how it affects your business; national statistics and recent studies on the impact of financial stress on employees; how the impact of financial stress affects the outlook for human resource (HR) executives; the opportunity for HR executives to change the financial landscape for their employees; and free resources for HR executives to offer their employees to avoid the pitfalls of financial stress.

The keynote speaker will be John O’Leary who was burned on 100 percent of his body as a nine-year-old boy. He endured months in the hospital, years in therapy, dozens of surgeries and lost all his fingers to amputation. Despite the odds, he overcame these challenges and enjoys wonderful success in life. Today, John is a father, husband, author and international speaker. He is proof of the power of the human spirit and will speak on overcoming obstacles.

“Studies have shown that many employees haven’t learned the basics of personal finance, including how to make the most of benefits such as retirement savings plans, health care coverage and other insurance,” said Nina Pilger, chief executive officer at 1st Financial Federal Credit Union. “This lack of preparation can lead to personal financial problems, stress and distraction – all of which diminish an employees’ productivity and their quality of life. We are pleased to be able to offer this free seminar, with John O’Leary as the guest speaker, to help HR executives help their employees achieve the quality of life they deserve.”

Pilger continued, “Financial education is a wise thing to do, as well as the right thing to do for employees.”

To register for this free seminar, visit www.1stfinancialfcu.org/seminar or contact Marcia at 636-916-8335 or MRodriguez@1stfinancialfcu.org.


1st Financial Federal Credit Union located in St. Charles, Hazelwood, downtown St. Louis, and Wentzville was recently awarded The Builders Award from Habitat for Humanity of St. Charles County.

1st Financial Federal Credit Union located in St. Charles, Hazelwood, downtown St. Louis, and Wentzville was recently awarded The Builders Award from Habitat for Humanity of St. Charles County.

The Builders Award is presented for significant financial support, enabling Habitat to carry out its mission. This may be presented to an individual or group. 1st Financial was chosen as this year‟s recipient for continued support including financial contributions to Ashland Meadows, More Than Houses Campaign, Women Build support, and Celebration of Trees. In addition 1st Financial Federal Credit Union also provided financing for the purchase of land, enabling Habitat for Humanity of St. Charles County to build homes at the Enclaves at Eisenhower Road.

Nina Pilger, CEO of 1st Financial Federal Credit Union recently said, “1st Financial is very honored to receive this award from the Habitat for Humanity of St. Charles County. Habitat provides decent, affordable housing with an attitude of „a hand up – not a handout’, much the same as the credit union and their belief in‟ not-for-profit, not for charity, but for service’.” She also added, “1st Financial is happy to offer continual support in any way we can to Habitat for Humanity of St. Charles County.”

Habitat for Humanity of St. Charles County has built 38 homes in the last 12 years through the help from volunteers, community leaders, churches and businesses. They are also in the midst of launching an exciting, five-year, $6 million dollar initiative called “World of Hope, It Starts at Home” to build 60 affordable Habitat for Humanity of St. Charles County homes over the next five years! Habitat for Humanity of St. Charles County’s goal is to have built 90 homes in St. Charles County for hard working, low income families by the year 2014. To get involved today, call us at (636) 978-5712, and help to make someone‟s dream of homeownership, a reality.


1st Financial Federal Credit Union Hosts Home Buying Seminar

1st Financial Federal Credit Union is hosting a home buying seminar Saturday, April 5 at 10:00 a.m. at the St. Charles Convention Center. The seminar will be lead by mortgage experts from 1st Financial Federal Credit Union.

This workshop covers issues such as determining what is affordable, saving for a down payment and down payment assistance, the mortgage lending process and what to be on the look out for so you aren’t taken advantage of. There will be ample opportunity to ask questions and discuss what it takes to become a homeowner.

The seminar is open to the public. To reserve a space, please email 1st Financial at contactus01@1stfinancialfcu.org, or call Cathy Bryson at 636-916-8335.

1st Financial is a full-service financial institution dedicated to helping members achieve their financial dreams. In addition to providing excellent member service, 1st Financial strives to offer the most cutting-edge products and strives to be The Better Way to Bank.