1st Financial Federal Credit Union Hires Financial Empowerment Specialist

Youth Build

October 7, 20151st Financial Federal Credit Union, a community development not for profit banking institution in St. Louis, MO, has hired a dedicated Financial Empowerment Specialist to work one on one with newly employed youth.

Created as a joint venture with the St. Louis Agency on Training and Education (SLATE), 1st Financial Federal Credit Union has hired Ted Thornton as a full time educator and one on one counselor for thousands of youth, served through the ongoing Summer Youth Jobs program.

Over the last two years, 1st Financial has provided free financial education, checking accounts and debit cards to thousands of youth throughout St. Louis, working together closely to meet the needs of the underserved through various Summer Youth Jobs programs. Since 2014, in partnership with Ms. Tishaura Jones, the St. Louis City Treasurer, the credit union was able to assist with the delivery of financial literacy and products for programs that served youth learning construction trades, creating financial magazines and entering the workforce after recently being released from the prison system. As the program has grown, so has the need for a dedicated Financial Empowerment Specialist to provide more thorough and comprehensive financial literacy training.

While participants have opened 1199 accounts and saved over $40,516.06, there are many more area youth that have not been able to take advantage of these programs.

Michael Holmes, Executive Director of SLATE recently said, “Financial Literacy is an integral part of saving the lives of our young people. When we talk about job stability, pathways to prosperity, and supporting our youth into adulthood; financial literacy is vital!” Holmes went on to say, “Young people deserve an opportunity to open a checking and savings account. Young people deserve an opportunity to build good credit, create banking relationships, and prosper financially. I am happy to partner with an institution that understands the importance and able to provide products and services to meet the needs of this population.”

Ted Thornton, who holds a Bachelor’s Degree in Special Education from Southern Illinois-Edwardsville, has seven years of teaching experience, most recently at Roosevelt High School as a TV and Radio teacher. Before he was hired at 1st Financial, Mr. Thornton worked as a Job Coach for the Urban League of Greater St. Louis.

Mentoring young adults at the Urban League helped Mr. Thornton develop a passion for serving the youth population of St. Louis. “Dealing with young people and speaking to them about financial empowerment is what drew me to this position,” said Mr. Thornton. “I know that young people don’t learn enough of this subject in their regular education and I feel that it is very important for their future success. The more we enlighten our children now, the easier it will be for them to create a better life for themselves.”

“Ted’s extensive background in Education and Community service makes him the perfect addition to our team,” said Tracy Verner, Community Development Manager at 1st Financial Federal Credit Union. “I have had the pleasure of watching Ted educate our Youth Build participants at MERS Goodwill as well as our youth at The Urban League through STL Youth Jobs. On both occasions he demonstrated the ability to successfully engage, educate, and build trust with the youth in our community.”

For more information about 1st Financial Federal Credit Union and the credit union difference, please visit www.1stfinancialfcu.org.

-more-

About 1st Financial Federal Credit Union

Like many credit unions, 1st Financial is a member-owned, not-for-profit financial cooperative committed to providing quality services to the membership while demonstrating safe and sound business practices. 1st Financial Federal Credit Union was chartered on September 3, 1968 as District 837 Credit Union by the International Association of Machinist members employed by McDonnell Douglas. For over 45 years, 1st Financial has provided members with a full line of dependable financial products and services which returns profits to the members in the form of reasonable rates on loans and higher savings yields.

Today, with over 30,000 members and $204 million in assets, 1st Financial is able to serve anyone who lives, works (regularly does business in), worships or attends school in the City of St. Louis, St. Louis County or St. Charles County. Deposits are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government.

Not a credit union member? Visit www.TheBetterWayToBank.org for more information.


1st Financial Federal Credit Union Partners with KidSmart to Support St. Louis Students and Teachers

September 30th, 20151st Financial Federal Credit Union served KidSmart-Tools for Learning in August as part of the Helping People 1st Grant program by collecting schools supplies and raising donations.

1st Financial created the Helping People 1st Grant to support non-profit organizations who are focused on housing, financial literacy, job training, or education efforts in the St. Louis area. In August, the Hazelwood Branch continued this program by serving KidSmart- Tools for Learning.

KidSmart empowers kids in need to succeed in school by providing free, essential tools for learning and is the only free educational supply store in Missouri that invites certified classroom teachers to “shop” and individualize the needs for every child in their classroom. KidSmart has relationships with several national chain stores and is able to use monetary donations to purchase seven times more schools supplies for needy students. Since opening in 2002, KidSmart has distributed more than $27 million in school supplies to more than 102,100 economically disadvantaged children in the area.

“1st Financial Federal Credit Union enjoys supporting KidSmart because they are helping our youth receive the tools that are necessary for a positive educational experience,” said Tanya Forsythe, Hazelwood Branch Manager.   “We know that all donations we are able to collect will be a valuable resource to helping children in need be more confident in the classroom.”

The North County Branch of 1st Financial spent August promoting KidSmart to members within the branch and while also holding fundraising events. To raise donations, the branch held a bake sale, a plant sale, a gift card raffle, and a Cardinals ticket raffle sponsored by Liberty Mutual. Additionally, 1st Financial employees held a month long school supply drive where they collected 446 items. On Thursday, September 10th, Hazelwood Branch Manager Tanya Forsythe presented KidSmart with a check for $1712.72.

“KidSmart- Tools for Learning, is a not-for-profit that provides free school supplies to St. Louis children in need,” said Linda Kilwin, Programs Manager with KidSmart- Tools for Learning. “Last year, KidSmart collected nearly 500,000 individual school supplies for area children. As the demand for school supplies this year increases, this donation from 1st Financial Federal Credit Union will make a difference in the lives of many local children. This is a community issue and a community effort is needed to help each child succeed. Thank you for your generosity and for your continued support. ”

For more information about KidSmart- Tools for Learning, please visit http://www.kidsmartstl.org/.

For more information about 1st Financial Federal Credit Union and the credit union difference, please visit www.1stfinancialfcu.org.

Pictured from left to right: Tanya Forsythe, Branch Manager for 1st Financial Federal Credit Union; Linda Kilwin, Programs Manager with KidSmart- Tools for Learning; Matthew Deane, Lead Financial Service Representative for 1st Financial Federal Credit Union; and Pat Fennewald, Teller for 1st Financial Federal Credit Union.

kidsmart

About 1st Financial Federal Credit Union

Like many credit unions, 1st Financial is a member-owned, not-for-profit financial cooperative committed to providing quality services to the membership while demonstrating safe and sound business practices. 1st Financial Federal Credit Union was chartered on September 3, 1968 as District 837 Credit Union by the International Association of Machinist members employed by McDonnell Douglas. For over 45 years, 1st Financial has provided members with a full line of dependable financial products and services which returns profits to the members in the form of reasonable rates on loans and higher savings yields.

Today, with over 30,000 members and $204 million in assets, 1st Financial is able to serve anyone who lives, works (regularly does business in), worships or attends school in the City of St. Louis, St. Louis County or St. Charles County. Deposits are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government.

Not a credit union member? Visit www.TheBetterWayToBank.org for more information. ###


1st Financial Federal Credit Union Launches Frugie, an Exclusive Mobile Rewards App

frugie pic

September 10th, 2015-1st Financial Federal Credit Union unveils Frugie, an exclusive mobile loyalty app that shares local discounts with 1st Financial members for their favorite stores, restaurants, and entertainment venues.

1st Financial is excited to announce the launch of its mobile discount app Frugie.  Made in partnership with Larky, a national leader in mobile app development, Frugie is a rewards program that provides 1st Financial members with discounts from over 55 local and national merchants

1st Financial members create a profile through the app to receive exclusive discounts based on their location and user preferences, which are sent directly to their mobile device as a notification. Frugie was created to save 1st Financial members money on everyday purchases while also supporting local businesses.

“Because we are credit union with a focus on helping our members make the most of every dollar, we are so excited to introduce a way for our loyal debit and credit card users to receive discounts at their favorite places,” said Carol Minges, Chief Executive Officer of 1st Financial Federal Credit Union.  “We’ve worked hard on this new app and we will keep working on it so that the benefit of being a 1st Financial member continues to grow.”

Exclusive discounts include offers from popular merchants throughout St. Louis and St. Charles county, such as Drunken Fish, Picasso’s, The Crooked Tree Coffee House, Country Club Car Wash, New Balance, and over 50 more local stores, restaurants and entertainment venues.

To start taking advantage of Frugie discounts, members must:

  • Visit Apple or Android app store and search for “Frugie”.
  • Create a user profile using an email address and a secure password.
  • Start searching for local discounts.1st Financial members and can download the Frugie mobile apps on iTunes- http://www.apple.com/itunes/ and in the Google Play Store- https://play.google.com/store. For more information about 1st Financial Federal Credit Union and the credit union difference, please visit www.1stfinancialfcu.org. 

About 1st Financial Federal Credit Union

Like many credit unions, 1st Financial is a member-owned, not-for-profit financial cooperative committed to providing quality services to the membership while demonstrating safe and sound business practices. 1st Financial Federal Credit Union was chartered on September 3, 1968 as District 837 Credit Union by the International Association of Machinist members employed by McDonnell Douglas. For over 45 years, 1st Financial has provided members with a full line of dependable financial products and services which returns profits to the members in the form of reasonable rates on loans and higher savings yields.

Today, with over 30,000 members and $204 million in assets, 1st Financial is able to serve anyone who lives, works (regularly does business in), worships or attends school in the City of St. Louis, St. Louis County or St. Charles County. Deposits are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government.

Not a credit union member? Visit www.TheBetterWayToBank.org for more information.


1st Financial Federal Credit Union and STL Youth Jobs Program Celebrate 2nd Year of Summer Partnership

August 31st, 2015-1st Financial Federal Credit Union completes the second year of its partnership with the City of St. Louis and Treasurer Tishaura Jones as the financial literacy advocate for the Summer Youth Employment and Financial Capability Program.

According to the FDIC’s Economic Inclusion Survey, in 2013 29.3% of all Missouri households were considered either unbanked or underbanked while the national average was 27.7%.  High unbanked and underbanked percentages often have a direct influence on the poverty level of a region.   In order to combat this trend, 1st Financial Federal Credit Union partnered with STL Youth Jobs for their Summer Youth Employment and Financial Capabilities Program to serve the underbanked population of St. Louis.

The Summer Youth Employment and Financial Capability Program employs eligible youth between the ages of 16 and 24 from the middle of May through August.  Participants earn a competitive wage while building confidence, responsibility, references, soft skills, and financial literacySince May of 2014, 1st Financial has taught financial empowerment courses during orientation while covering topics including building credit, how payday lenders work, and the importance of having a savings.  Additionally, 1st Financial developed no fee checking and savings accounts specifically for STL Youth Jobs.

The accounts are linked to debit cards to promote ease of use and encourage saving behavior by offering direct deposit and automatic allocations to savings accounts.  To date, STL Youth Jobs participants have saved over $40,516.06 into 1199 accounts.

“The Summer Youth Jobs program has increased financial literacy among young employees,” said City of St. Louis Treasurer Tishaura O. Jones.  “Our partnership has provided free checking and saving accounts to every program participant.  We are giving youth the financial education needed to ensure that they have access to safe financial services and a solid foundation to save their money which will produce long-term residual effects.”

Lisa Potts of the St. Louis Unbanked Taskforce described her experience with STL Youth Jobs members where the youth created a Youth Financial magazine: On the Money STL.  “We were grateful to be able to participate in the Summer Jobs Program.  Starting from the ground up, our dream of creating a financially focused magazine for young adults came true in part because of the hard work of students from the program.”

She continued, saying “Our employees were highly capable, motivated and acted as leaders within our group.  They helped us promote our mission of financial literacy to their peers– helping to educate younger members of our community in order to build future generations of financially capable individuals. “

For more information about the Summer Youth Employment Program, please visit http://stlyouthjobs.org/.

For more information about 1st Financial Federal Credit Union and the credit union difference, please visit www.1stfinancialfcu.org

STLYouthJobspic

Pictured: Tracy Verner (left), Community Development Manager at 1st Financial Federal Credit Union and Carol Minges (right), Chief Executive Officer of 1st Financial Federal Credit Union with a STL Youth Jobs participant during orientation.

About 1st Financial Federal Credit Union

Like many credit unions, 1st Financial is a member-owned, not-for-profit financial cooperative committed to providing quality services to the membership while demonstrating safe and sound business practices. 1st Financial Federal Credit Union was chartered on September 3, 1968 as District 837 Credit Union by the International Association of Machinist members employed by McDonnell Douglas. For over 45 years, 1st Financial has provided members with a full line of dependable financial products and services which returns profits to the members in the form of reasonable rates on loans and higher savings yields.

Today, with over 30,000 members and $204 million in assets, 1st Financial is able to serve anyone who lives, works (regularly does business in), worships or attends school in the City of St. Louis, St. Louis County or St. Charles County. Deposits are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government.

Not a credit union member? Visit www.TheBetterWayToBank.org for more information.


1st Financial Federal Credit Union Supports Housing Programs in St. Charles County with Habitat for Humanity

August 25th, 2015- 1st Financial Federal Credit Union served Habitat for Humanity of St. Charles County in July as a part of its Helping People 1st Grant Program.

1st Financial created the Helping People 1st Grant to assist non-profit organizations that are focused on housing, financial literacy, job training, or education efforts in the St. Louis area. In July, the St. Charles Branch continued this support by working with Habitat for Humanity of St. Charles County.

To support Habitat for Humanity help fund low cost housing projects in the area, the St. Charles branch hosted multiple food days during July to promote Habitat while also collecting donations. Additionally, on Wednesday July 29th, a group of 1st Financial employees volunteered to work on a Habitat for Humanity build located in Wentzville. On Friday, August 7th, St. Charles Branch Manager Chuck Holmes presented a check totaling $818.66 to Habitat for Humanity of St. Charles County.

“We are thankful for the partnership we have established with 1st Financial Federal Credit Union,” said Lauren Grotegeers, Resource Development Coordinator for Habitat for Humanity of St. Charles County. “They are excellent and very hardworking volunteers on our construction sites and their donation will go to continue building simple, decent and affordable homes for our families in St. Charles County.”

Habitat for Humanity of St. Charles County is a non-profit, independent affiliate of Habitat for Humanity International. Their employees are dedicated to building affordable housing for low income families. Habitat accomplishes this by constructing energy-efficient homes with the help of a volunteer workforce and supplementing their materials budget through donations and profits from their Re-Store.

For more information on Habitat for Humanity of St. Charles County, please visit http://habitatstcharles.org/

For more information on 1st Financial Federal Credit Union and the credit union difference, please visit www.1stfinancialfcu.org or call (636) 916-8300.

lllllll

Pictured from Left to Right: Shelitta Hairlson, Contact Center Manager at 1st Financial Federal Credit Union; Chuck Holmes, St. Charles Branch Manager for 1st Financial Federal Credit Union; and Lauren Grotegeers, Resource Development Coordinator for Habitat for Humanity of St. Charles County.

About 1st Financial Federal Credit Union

Like many credit unions, 1st Financial is a member-owned, not-for-profit financial cooperative committed to providing quality services to the membership while demonstrating safe and sound business practices. 1st Financial Federal Credit Union was chartered on September 3, 1968 as District 837 Credit Union by the International Association of Machinist members employed by McDonnell Douglas. For more than 45 years, 1st Financial has provided members with a full line of dependable financial products and services which return profits to members in the form of reasonable rates on loans and higher savings yields.

Today, with over 30,000 members and $204 million in assets, 1st Financial is able to serve anyone who lives, works (regularly does business in), worships or attends school in the City of St. Louis, St. Louis County or St. Charles County. Deposits are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government.

Not a credit union member? Visit www.TheBetterWayToBank.org for more information.


1st Financial Federal Credit Union Serves St. Louis Area Women and Children

July 28th, 2015- 1st Financial Federal Credit Union supports Redevelopment Opportunities for Women in June as a part of its Helping People 1st Grant Program.

1st Financial created the Helping People 1st Grant to support non-profit organizations who are focused on housing, financial literacy, job training, or education efforts in the St. Louis area. In June, the Downtown Branch on Washington Avenue continued this support by working with Redevelopment Opportunities for Women.

Redevelopment Opportunities for Women (ROW) is a St. Louis based non-profit that empowers low income women and their families to build economic security and hope for the future. Their employees are dedicated to creating a foundation where women are able to develop the necessary skills and abilities to begin to take control of their lives. On July 1, 2015, ROW officially merged with the Family Resource Center in order to serve a larger portion of the St. Louis area.

To support ROW and raise donations for their programs, the Downtown branch hosted a month long bake sale and held a barbecue grill raffle. On Thursday, July 23rd, Downtown Branch Manager Karen Neel presented a check totaling $1079.20 to Redevelopment Opportunities for Women.

“Redevelopment Opportunities for Women is grateful to 1st Financial Federal Credit Union’s Helping People 1st Grant,” said Angela Schultz, Program Director for Redevelopment Opportunities for Women. “The check for $1079.20, raised by the credit union’s members and staff will go a long way in helping us provide supportive, innovative services to women and their children in the St. Louis community. Thank you very sincerely for your support.”

For more information on Redevelopment Opportunities for Women, please visit http://www.row-stl.org/

For more information on 1st Financial Federal Credit Union and the credit union difference, please visit www.1stfinancialfcu.org or call (636) 916-8300.

20150723_104717_resized

Pictured from Left to Right: John Heithaus, Chief Development Officer at the Family Resource Center; Kathy Riggs, Teller for 1st Financial Federal Credit Union; Angela Schultz, Program Director for Redevelopment Opportunities for Women; Yolanda Fisher, Capacity Building Coordinator for Redevelopment Opportunities for Women; Sue Brush, Lead Teller for 1st Financial Federal Credit Union; and Karen Neel, Downtown Branch Manager for 1st Financial Federal Credit Union.

About 1st Financial Federal Credit Union

Like many credit unions, 1st Financial is a member-owned, not-for-profit financial cooperative committed to providing quality services to the membership while demonstrating safe and sound business practices. 1st Financial Federal Credit Union was chartered on September 3, 1968 as District 837 Credit Union by the International Association of Machinist members employed by McDonnell Douglas. For more than 45 years, 1st Financial has provided members with a full line of dependable financial products and services which return profits to members in the form of reasonable rates on loans and higher savings yields.

Today, with over 30,000 members and $204 million in assets, 1st Financial is able to serve anyone who lives, works (regularly does business in), worships or attends school in the City of St. Louis, St. Louis County or St. Charles County. Deposits are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government.

Not a credit union member? Visit www.TheBetterWayToBank.org for more information.

 


1st Financial Federal Credit Union Awards New Community Grant to Help Rebuild Homes in St. Louis

July 24, 2015- 1st Financial Federal Credit Union’s Your Community 1st Grant program has selected Vernon Mansfield and Blessings to Others to receive a $500 grant which will be used to support the creation of affordable housing for St. Louis area residents.

Because of the Helping People 1st Grant program, 1st Financial Federal Credit Union was able to help a large number of non-profits serve the St. Louis area in 2014, but many smaller scale operations still exist. In 2015, the 1st Financial Leadership team decided to expand their giving program and created the Your Community 1st Grant which focuses on individuals who are working for their community. Quarterly, 1st Financial will present a $500 donation to be used for an existing community need or certified 501(c)3 charitable organization or not for profit agency.

The latest recipient of the Your Community 1st Grant was chosen based on the severity of the need and willingness to work towards helping members of their community achieve personal or financial growth. (For example: Education, Housing, Financial Literacy, etc.) 1st Financial was excited to award the Your Community 1st Grant to Vernon Mansfield and Blessings to Others (BTO).

In his application, Mr. Mansfield spoke about using the grant to help provide a pipeline of rehabbed, quality, and affordable single family residences across the St. Louis region. By offering “Common Sense Rent” that is cost appropriate to each family and not based on generating profits while also providing ongoing life skills education and mentoring, Blessings to Others enhances the opportunity for real financial stability and strong family values which strengthen the St. Louis Community.

Funds from the grant will go directly to rehabilitation costs for a property at 5839 Ridge Avenue, St. Louis MO 63112. The staff at Blessings to Others estimates that a total of $7000 will be needed to complete repairs on the property.

“1st Financial’s philosophy of “people helping people”, their work in our community, and the help provided to people in need is sorely needed in today’s world,” said Mr. Mansfield. “BTO’s mission is to provide quality intermediate and affordable housing to individual families and strategic partners. We bridge the gap between transitional and permanent housing needs for individuals experiencing transformational change in their lives.”

He continued, saying “At BTO, we are so thankful and appreciative of 1st Financial’s community giving program. Their donation of $500 will enhance a community member’s ability to become financially stable.”

Branch Manager Tanya Forsythe presented the $500 Grant to Vernon Mansfield, Tim Grimmett, and Nancy Grimmett of Blessings to Others on Monday, July 20th 2015 at the 1st Financial Federal Credit Union Hazelwood Branch at 5916 N. Lindbergh.

For more information about Blessings to Others, please visit http://www.homebto.org/

For more information about 1st Financial Federal Credit Union and the credit union difference, please visit www.1stfinancialfcu.org

k 013

Pictured from Left to Right: Tanya Forsythe, Hazelwood Branch Manager for 1st Financial Federal Credit Union; Vernon Mansfield, Tim Grimmett, and Nancy Grimmett, of Blessings to Others.

About 1st Financial Federal Credit Union

Like many credit unions, 1st Financial is a member-owned, not-for-profit financial cooperative committed to providing quality services to the membership while demonstrating safe and sound business practices. 1st Financial Federal Credit Union was chartered on September 3, 1968 as District 837 Credit Union by the International Association of Machinist members employed by McDonnell Douglas. For over 45 years, 1st Financial has provided members with a full line of dependable financial products and services which returns profits to the members in the form of reasonable rates on loans and higher savings yields.

Today, with over 30,000 members and $204 million in assets, 1st Financial is able to serve anyone who lives, works (regularly does business in), worships or attends school in the City of St. Louis, St. Louis County or St. Charles County. Deposits are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government.

Not a credit union member? Visit www.TheBetterWayToBank.org for more information.

 


1st Financial Earns 2015 Top Workplaces Award

TWP_StLouisPost-Dispatch_Portrait_2015_AW

Wentzville, MO. – July 8th, 2015 1st Financial Federal Credit Union is pleased to announce that it has been selected as one of Top Workplaces in St. Louis for 2015.

The Top Workplaces are determined based solely on employee feedback. The employee survey is conducted by WorkplaceDynamics, LLC, a leading research firm on organizational health and employee engagement. WorkplaceDynamics conducts regional Top Workplaces programs with 45 major publishing partners across the United States. Over the past year, more than 6,000 organizations and 1 in every 88 employees in the U.S. have turned to WorkplaceDynamics to better understand what’s on the minds of their employees. Through its workplace improvement offerings, WorkplaceDynamics provides solutions, training and tools to help clients improve their workplace.

1st Financial employees praised the organization’s volunteer opportunities, positive working environment, and employee benefits program as reasons why 1st Financial was a Top Workplace.  1st Financial continued to build upon the success of its Helping People 1st Grant program as well as initiatives focusing on enhancing employee and member experience in 2015.

“I am honored to work beside such a great group of talented employees and I am delighted they agree that 1st Financial really is a great place to work,” said Carol Minges, Chief Executive Officer for 1st Financial Federal Credit Union.

She continued saying, “It takes all of us working together to make a positive difference and our current team of employees is one of the best I have had the privilege of working with.”

The St. Louis Post-Dispatch published the complete list of Top Workplaces on June 28th. For more information about the Top Workplaces lists and WorkplaceDynamics, please visit http://www.topworkplaces.com/frontend.php/regional-list/about/stltoday.

For more information on 1st Financial Federal Credit Union and the credit union difference, please visit www.1stfinancialfcu.org or call (636) 916-8300.

About 1st Financial Federal Credit Union

Like many credit unions, 1st Financial is a member-owned, not-for-profit financial cooperative committed to providing quality services to the membership while demonstrating safe and sound business practices. 1st Financial Federal Credit Union was chartered on September 3, 1968 as District 837 Credit Union by the International Association of Machinist members employed by McDonnell Douglas. For over 45 years, 1st Financial has provided members with a full line of dependable financial products and services which returns profits to the members in the form of reasonable rates on loans and higher savings yields.

Today, with over 30,000 members and $204 million in assets, 1st Financial is able to serve anyone who lives, works (regularly does business in*), worships or attends school in the City of St. Louis, St. Louis County or St. Charles County. Deposits are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government.

Not a credit union member? Visit www.TheBetterWayToBank.org for more information.

###

 


1st Financial Federal Credit Union Excited To Be Latest St. Louis Area Credit Union To Offer Apple Pay

July 6th, 2015- 1st Financial Federal Credit Union is now offering Apple Pay, which is transforming mobile payments with an easy, secure and private way to pay.

1st Financial Federal Credit Union is excited to announce Apple Pay is now available for its members to use with their 1st Financial debit cards. Apple Pay is transforming how payments are made around the country, and will now offer 1st Financial Federal Credit Union members a new, secure way to make purchases.

Security and privacy is at the core of Apple Pay. When a user adds a debit card to Apple Pay, the actual card number is not stored on the device, nor on Apple servers. Instead, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element on the device. Each transaction is authorized with a one-time unique dynamic security code, instead of using the security code from the back of the card. Credit or debit card numbers are never shared by Apple with merchants or transmitted with payments.

“We are so pleased to offer this convenient service,” said Carol Minges, CEO of 1st Financial Federal Credit Union. “Apple Pay is a groundbreaking innovation that we are proud to share with our members.”

Apple Pay is easy to set up and users will continue to receive all of the rewards and benefits offered by their debit cards. In stores, Apple Pay works with iPhone 6, iPhone 6 Plus and Apple Watch.

Online shopping within apps accepting Apple Pay is as simple as the touch of a finger with Touch ID, so there’s no need to manually fill out lengthy account forms or repeatedly type in shipping and billing information. When paying for goods and services within apps, Apple Pay is compatible with iPhone 6, iPhone 6 Plus, iPad Air 2 and iPad mini 3.

In addition to supporting secure payment options such as Apple Pay, 1st Financial is also in the process of replacing every active debit card with more secure EMV-Chip cards. EMV cards work by creating an encrypted connection between the cardholder and financial institution. By adding these new payment options, 1st Financial is proactively working to protect its members’ financial information.

For more information on Apple Pay, visit http://www.apple.com/apple-pay/

For more information about 1st Financial Federal Credit Union and using Apple Pay with a 1st Financial debit card, visit www.1stfinancialfcu.org/apple-pay

About 1st Financial Federal Credit Union

Like all credit unions, 1st Financial is a member-owned, financial cooperative. 1st Financial Federal Credit Union was chartered on September 3, 1968 as District 837 Credit Union by the International Association of Machinist members employed by McDonnell Douglas. Today, with over 30,000 members and nearly $200 million in assets, 1st Financial is a St. Louis metro area financial institution dedicated to helping members achieve their financial dreams. For over 45 years 1st Financial has provided members with a full line of dependable financial products and services which returns profits to the members in the form of lower rates on loans and higher savings yields. The cooperative nature of credit unions enables 1st Financial to provide products and services at very reasonable rates.

1st Financial Federal Credit Union serves those who live, work, worship, attend school, or regularly conduct business in St. Louis City, St. Louis County, and St. Charles County, Missouri and a wide array of companies throughout the St. Louis metropolitan area. 1st Financial is a member-owned, not-for-profit financial organization committed to providing quality services to the membership while demonstrating safe and sound business practices. Deposits are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government.

Not a credit union member? If you live, work, worship, attend school, or regularly conduct business in St. Louis City, St. Louis County, and St. Charles County, Missouri, you can open an account today with 1st Financial Federal Credit Union. Visit www.TheBetterWayToBank.org for more information.

 


1st Financial Federal Credit Union Serves Residents of St. Charles by Volunteering with Habitat for Humanity of St. Charles County

June 18th, 2015- 1st Financial Federal Credit Union served Habitat for Humanity of St. Charles County in May as a part of its Helping People 1st Grant Program.  

1st Financial created the Helping People 1st Grant to support non-profit organizations who are focused on housing, financial literacy, job training, or education efforts in the St. Louis area. In May, the Wentzville Branch continued this support by working with Habitat for Humanity of St. Charles County.

Habitat for Humanity of St. Charles County is a non-profit, independent affiliate of Habitat for Humanity International.  Their employees are dedicated to building affordable housing for low income families.  Habitat accomplishes this by constructing energy-efficient homes with the help of a volunteer workforce and supplementing their materials budget through donations and profits from their Re-Store located in St. Peters.

Since 1996, Habitat volunteers have built 63 homes and helped over 250 family members begin a new life as homeowners and members of our community, rooted in their neighborhoods.

To support Habitat and raise donations for their programs, the Wentzville branch hosted a summer themed basket raffle throughout the month.  On Wednesday, May 13th, 1st Financial volunteered at a build site in St. Charles County and helped paint doors, aerated a backyard, and added trim to windows.  On Wednesday, June 3th Wentzville Branch Manager Pat Johnson presented a check totaling $719.19 to Habitat for Humanity of St. Charles County.

“The volunteers from 1st Financial Federal Credit Union were terrific! From painting to helping in the yard, they were up for anything and were great at it,” said Lauren Grotegeers, Resource Development Coordinator at Habitat for Humanity of St. Charles County.  “We are so thankful for their partnership and look forward to more builds together”.

For more information on Habitat for Humanity of St. Charles County, please visit http://habitatstcharles.org/

For more information on 1st Financial Federal Credit Union and the credit union difference, please visit www.1stfinancialfcu.org or call (636) 916-8300.

  010

Pictured from Left to Right: Janie Richardson, teller for 1st Financial Federal Credit Union; Kacie Alexander, Executive Assistant at 1st Financial Federal Credit Union; Pat Johnson, Wentzville Branch Manager for 1st Financial Federal Credit Union; Lauren Grotegeers, Resource Development Coordinator at Habitat for Humanity of St. Charles County; and Michelle Woods, Homeowner Support Manager at Habitat for Humanity of St. Charles County.

About 1st Financial Federal Credit Union

Like many credit unions, 1st Financial is a member-owned, not-for-profit financial cooperative committed to providing quality services to the membership while demonstrating safe and sound business practices. 1st Financial Federal Credit Union was chartered on September 3, 1968 as District 837 Credit Union by the International Association of Machinist members employed by McDonnell Douglas. For over 45 years, 1st Financial has provided members with a full line of dependable financial products and services which returns profits to the members in the form of reasonable rates on loans and higher savings yields.

Today, with over 30,000 members and $204 million in assets, 1st Financial is able to serve anyone who lives, works (regularly does business in*), worships or attends school in the City of St. Louis, St. Louis County or St. Charles County. Deposits are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government.

Not a credit union member? Visit www.TheBetterWayToBank.org for more information.