Summary of Benefits
1st Financial Federal Credit Union offers an outstanding benefits package for full-time employees. This summary is for overview purposes only.
Employee Assistance Program – Any employee and their family members may call a toll-free number, 24 hours a day, 7 days a week, to speak with professional counselors and obtain confidential help on family, personal, financial, or work-related issues.
Flexible Spending Account – Eligible employees may participate in the flexible spending account program through pre-tax payroll deductions for reimbursement for medical and dependent care expenses.
Health & Dental Insurance – Eligible employees receive an excellent insurance package with protection for you and your family’s medical and dental care. 1st Financial pays 80% of the employee coverage.
Holidays – 1st Financial observes the following holidays:
- New Year’s Day
- Martin Luther King, Jr. Day
- President’s Day
- Memorial Day
- Independence Day
- Labor Day
- Columbus Day
- Veteran’s Day
- Thanksgiving Day
- Christmas Day
- Employee Birthday
Life and AD&D Insurance – Eligible employees are provided with life insurance and accidental death and dismemberment benefits.
Retirement – 1st Financial offers an excellent 401(k) profit sharing plan for eligible employees. 1st Financial will match 70% of the first 6% of an employee’s contribution with a 5 year vesting schedule.
Section 125 Plan – The employee share of the medical and dental premiums are deducted on a pretax basis.
Service Recognition – Employees are recognized for 5, 10, 15, and 20 years of service.
Supplemental Voluntary Benefits – Employees may purchase additional benefits to compliment our current benefits package, including additional life insurance, cancer insurance, etc.
Paid Time Off (PTO) – Employees will accrue PTO time monthly.
529 College Savings Plan – Eligible employees may contribute to a 529 College Savings Plan through payroll deduction.