Bring us your auto loan and enjoy your first 90 days payment-free, plus get a $100 bonus with promo code NEWCAR.1
Lower payments. Bigger dreams.
There’s nothing quite like the feeling of a new – or even new-to-you – car. Alltru Credit Union can help get those keys in your hand a lot faster than you think. And if you already have the car of your dreams but would like to take advantage of today’s low rates, we can help you refinance your current loan, too.
Alltru Auto Loan Features
Low rates and flexible terms up to 84 months.
Financing up to 120% of MSRP.
90 days payment-free.
Enjoy no car payments for your first 90 days1.
No hidden fees.
And no pre-payment penalties.
Manage your loan – anytime, anywhere.
24/7 online account access.
Security, guaranteed.
Payment protection so you can stress less and live more.
Alltru Auto Loan Rates
| Term | As low as APR* | |
|---|---|---|
Auto LoanNew / Used 2019-Newer |
36 months |
5.24% |
48 months |
5.99% |
|
60 months |
5.99% |
|
72 months |
7.24% |
|
73 to 84 months |
8.49% |
Sign up for automatic payments and get a 0.25% rate discount.*
Preapproval Made Easy
Get preapproved for faster car buying.
Start the application process today – even if you don’t have the exact car picked out yet. This can make your purchase process a lot faster. Don’t spent hours at the car dealer waiting to drive away in your new car. We’ll make it easy. Here’s how.
Submit your application.
To get the loan process started, first submit an online loan application. You can also apply by calling 636-916-8300. (Remember, you’ll have to be an Alltru member first – but we can help with that, too.)
Get preapproved.
We will process your application and notify you when your preapproval is completed, usually the same day.
Negotiate the best deal.
Be sure to bring your loan preapproval to the dealer, as this will give you maximum leverage and help you negotiate the best deal.
Complete your loan documents.
Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents online using DocuSign.
Finalize your financing.
We’ll send the funds to you or the dealer.
A Simple Way to Refinance
We’ll save you money.
Looking for a lower rate on your current car loan? We can help with that. At Alltru, we make the refinancing process easy and hassle-free.
SKIP CAR PAYMENTS FOR 90 DAYS
Refinance your auto loan from another lender and enjoy NO payments for your first 90 days1!
Not all car loans are created equal.
As you’re shopping for cars, be sure to look at the fine print and look at the rates and fees. Wondering how much that rate difference will save you? We have the answer.
Looking for help paying your loan?
Let’s Talk
We’re in your neighborhood.
We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.