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First Mortgage Loan |
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For those considering a mortgage, your
credit union is the best place to get
started.
Apply Online
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Info
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Membership Application |
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We are a full service financial
institution dedicated to serving you
since 1968. 1st Financial is devoted to providing
its members with a lifetime of
dependable financial service.
You may need Adobe
Acrobat Reader to view the
membership application
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Auto Loans |
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Credit
Cards |
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Line of Credit |
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Personal Signature Loan |
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Need
a little extra cash? An 1st Financial Federal Credit Union Signature Loan
requires no collateral and may be used
for a variety of personal needs. It
offers a fixed interest rate and
flexible repayment terms up to 36 months
(depending upon the loan amount).
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our current rates |
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Recreational
Vehicle Loans |
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Home
Equity Loans |
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Thinking about a home remodeling project
or an auto purchase? Then consider a
fixed rate home equity loan with
possible tax benefits, of course you
should consult your tax advisor for
details. This loan offers a one-time
advance with competitive low-fixed
rates.
Apply Online |
View
our current rates |
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Home
Equity Line Of Credit |
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For
those looking for a revolving line of
credit that may be accessed as often as
you wish, up to your credit line, this
loan is for you! The 1st Financial Federal Credit Union Home Equity Line of Credit
is tied to a Platinum Credit Card for
easy access and worldwide acceptance.
Apply Online |
View
our current rates |
More
Info
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The Annual Percentage Rate (APR)
is based on the value of an index. The index is
based on the highest Prime rate as published in
the Money Rates Section of the Wall Street
Journal on the fifth day of the last month prior
to each calendar quarter (January, April, July,
October). The APR is the index (Prime) plus the
margin of zero.
Prime rate was 5.00% APR as of July 1, 2008. The maximum APR is 18%. The
minimum line amount is $5,000 up to a maximum of
$250,000. Initial advance of $2,500 is required.
Payment is 1% of balance and is due monthly,
with a minimum payment of $100. HELOC will have
a ten year draw period with an additional five
years to repay. Maximum loan-to-value (LTV)
based on credit rating up to 100%. Valid for
owner-occupied dwellings in Missouri and
Illinois. Consult a tax advisor for tax
deductibility.
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Your savings federally
insured to at least $100,000 and backed
by the full faith and credit of the
United States Government.
National Credit Union Administration, a
U.S. Government Agency |
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© 2008 1st Financial Federal Credit
Union | Equal Housing Lender
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